Do you account for the money you spend?

Yes, I try to jot down everything that I have spent for the last month or so, it helped because I can track down how much money I spent and where I spend it on.I tend to just spend money when I go out so it is good that I know my limit and just spend on things that I really need.

I am trying to really account all my expenses every month, so in the end, I can check where is the majority of my expenses, where can I adjust and where I should really cut my expenses. I have done this just this January, and it really helps me in handling my finances.

I haven't done that sad to say. I just buy something, and not put it down. Maybe I should have though, as I did get myself in a bind and it was my own fault, as I thought I could buy something as I thought I had the money for it, when in essence I didn't. Lately though, I have been more careful what I spend and how much. I think I will start writing it down though, so I won't have to wonder where the money when and what it went for. Up until Wednesday of this week, I was having a very bad time making ends meet as I had more bills than i could pay for. I managed somehow to get them paid, usually, but didn't have much left at the end of the month. Now that I have money, I am certainly not going to blow it and use it up, as I want ot start saving money every month, and I know I can do it, as now, I have less bills to pay, since I paid my credit cards off, and my morttgage has been paid. Those alone would take over $1000 every month alone, and I only brought in about $1900 a month. Now, I won't have to spend that $1000, so I will have plenty left each month after paying my normal bills which are only just a few, now, and well under $1000 a month to pay them. I feel so relieved now, that my credit cards and mortgage are taken care of, as that was a burden that was hard to bear, but now the burden has been lifted, so life is good now, and I am much more happier. Good luck to you and happy mylotting.

yes i am able to account for all the money i spend every month. i make sure to keep my money safe and spend only on things that i need. i am not so much into entertainment other than my computer. so it is pretty easy for me to have a good budget.