If a friend owed you money and forgot to pay...would you ask it from her?

United States
January 29, 2007 3:16am CST
If a friend borrowed money from you and it is not the kind of amount that you would consider loose change, would you remind her if she seemed to have forgotten to pay it? I am in this situation but its been almost 5 years since it happened. There are times that it would really help if I got the amount back...but it seemed that she can't remember. The first few months, she would mention it...then a year...she mentioned it now and then. After 2 years, nothing...until now. I haven't reminded her because I am just embarrassed about it plus I always think that I don't want anything to mar our friendship. Money is not important when it comes to our friendship...BUT I can't help it that sometimes, I remember it. She is not in dire financial straits coz she is earning much. What do you think I will do...forget about it and consider is a friendly gift? Or casually mentioned it in passing?
28 people like this
196 responses
• India
29 Jan 07
there's nothing wrong in asking for your money.Its your hardearned money and you dont get it just like that.she is your friend and there is nothing formal between friends.remind her that you have given her the money on what situation.surely she will remind the situation.If she refuses that she has not owed anything to you, its really hard, and make decision not to give her anything again.You are not lying, she has to realize that her friend will never lie to her.
2 people like this
@xelissa (776)
• New Zealand
30 Jan 07
Thats happened to me.My friends been avoiding me / breaking contact with me after she took the money. I don't know what to think, but I let her forget it and moved on, friendship is priceless.
1 person likes this
• United States
29 Jan 07
i agree with you. you should have no problem asking. afterall, they had no problem ACCEPTING it. if they are having huge financial issues, give them time, but also don't let your friends walk all over you.
• India
29 Jan 07
depends how much the amount was and how close you are to this 'friend' .
2 people like this
@alamzaib (1287)
• Pakistan
29 Jan 07
yes,this is right.
2 people like this
• France
29 Jan 07
Yeah you said it was a substantial amount and that you could really use the money. So it wouldn't be wrong to ask you r firend for the money. You've been friends for 5 years so you must be close. So again I don't think it would be a problem to talk to your friend about it. You've tried hinting and that didn't work, so you'll have to try the direct approach. Say something like, "Hey, remember when I loaned you this amount of money 5 years ago? Well, money is kind of tight for me now and I know I haven't asked for it since then, but I really would be appreciative if you could pay me back now. You know I would never ask for it if I didn;t really need it." Your friend should be willing to give you the money back, esp. if they have the money to give as you say. If not, is this a friend you really want to keep, if they are not willing to pay back a debt they owe you or help you in a time of need?
1 person likes this
@samson1967 (7414)
• India
29 Jan 07
You have lent the money to your friend, not donated. hence it is returnable, to you. You casually mention it while passing, if she doenst budge ask her directly. True friendship will never get harmed, when you highlight the reality. But if you are not convinced to treat your friend open heartedly, you ask her to lend you some money (preferably a dollar more than what you lended). While returning that extra dollar tell her that you deeudcted her outstandings.
• United States
29 Jan 07
Hahaha...thank you for making me smile. That is a very nice idea. I would be tempted to do that...but am just afraid she would think I am just so mean. I asked this in here so that once and for all, I deal with the situation and when me and my friend talk about financial matters, this dilemma will not always crop up in my mind.
2 people like this
@priti45 (372)
• India
29 Jan 07
I understand how you must be feeling because i was in the same situation just some time back. It felts really weird to ask for your own money from a friend. But I suggest you ask for it as soon as possible befor its too late and she really forgets about it. If she is your good friend then she would understand that she owed it to you and there is nothing wrong if you are asking for it back.
2 people like this
• United States
29 Jan 07
I am just tempted to be honest with her and asked but words can't seem to get out of my mouth. I just don't want to be in an awkward situation dealing on who is getting embarrass more...me asking or her trying to cover her embarrassment of forgetting.
2 people like this
• Philippines
29 Jan 07
well, just casually remind her. say "oh, im on tight budget!! oh, di i still have money with you?"
2 people like this
• United States
29 Jan 07
Thanks for the comment Jane...how I wish I can utter those words casually but like I said, I feel like I got a bone stuck in my throat everything I think of saying that.
2 people like this
• Philippines
29 Jan 07
i kow the feeling. it's really hard to give hints to people that owe you monay. why can't they just be responsible enough by paying on time
2 people like this
@judyt00 (3497)
• Canada
29 Jan 07
I'd be asking for at least part ofitback after reminding her that she did indeed borrow money. "remember that $200 you borrowed from me 2 months agl, Well, I'm really broke right now, answas wondering if you could possible give part of it back any time soon?" then if you don't get a good response, assume it was a gift.
2 people like this
• United States
29 Jan 07
I remembered very well it was not a gift because the first few months, she is getting me excited about paying back the money because she will have her bonus and even asked me how much exactly she borrowed from me. A year past...she mentioned it now and then...after years...nothing at all.
3 people like this
• Malaysia
29 Jan 07
Hi, esp Judytoo, I've tried that, but in vain. When he wanted to borrow that time, he was willling to call me everyday and even take the money in a hospital, with the promise that he'll pay back tha maximum in 2 month. That was in July 2006, and mind you is is USD1000 approximately! Now how desperate I am, with no money to pay my bills, electricity, water, hospital, food , etc. Dear me. And a long time friend did that ato me. He is full of ego. If I were to mention to his wife or daughter, I'm afraid that I will say goodbye to the money. And if I keep quiet, I need the money now. It is entirely up to him to pay up. I'm in a dilema, please advice.
• United States
30 Jan 07
I would non-chalantly bring it up. And if she said "oh I've completely forgotten" I'd say, "no big deal, just get it to me whenever you can" :)
1 person likes this
@chetu4u (378)
• India
30 Jan 07
It all depends on type of friend.. how good friend he is to you.. You can wait for sometime if you dont have urgency but if you really need it thn you should go and remind him about the money... its better to make thing clear..
@Spid4r (176)
• India
29 Jan 07
Let me share something that has worked for me with friends and money. I will never lend a friend money. If a friend needs to 'borrow' money, I will 'give' them whatever I care to share with them. I will tell them that this is theirs with no obligation to pay me back; if they choose to pay me back, then I will accept it, but there is no obligation. In this manner, I will not lose the friendship over the money. If they don't pay, I didn't give them any more than I was willing to give them anyway. If they do pay, then that works out fine as well. If you lend a friend money, then the repayment procedings will frequently interfere with your frinedship. Do not lend your friends money that you need to get repaid, but rather what you are comfortable giving them (if any at all). In that way, the money never comes between you, and you help your friend to the extent you wish. At this point, you have learned a difficult lesson about making loans to friends. Is your friendship more important than the money? If not, then feel free to make whatever aggressive collection efforts possible. If your friendship is important to you, tell your friend that they are free to make any repayment plan they wish, even if they never pay, and that you aren't going to ask them for the money any more. Not only are you more likely to keep your friendship, but you are also more likely to eventually get some money back than if you try a more aggressive approach.
1 person likes this
• United States
29 Jan 07
Thank you for the enlightenment. You are right when there are situations that you don't have enough for them to borrow but you have something you can help them with. But there are moments too that they insist, don't worry, I will pay it back coz I can't sleep if I have a credit. So, you think they would be so sincere. And then nothing. But nowadays, rest be assured that I don't let them borrow anymore, if I got something and I offer to help a little but got no exact amount they need and they say they need more than that...then I just say, hope you can borrow somewhere else and solve your problem.
• Philippines
29 Jan 07
Hey, you had said it, Money is not important when it comes to your friendship - so why bother. If this thing bothers you, then the above statement may seemed a bit confusing, don't you think? If you badly needed the money then go ask her directly. I understand your predicament about this issue, but then, why did you let it passed for 5 years! She must be thinking that you totally passed it already. So, choose - money or friendship. Money is just money! You can earned it 5 times more, but the friendship you build over 5 years or more, that is something money cannot buy. So if you can, set it free. Just think of it as a help you extend to your friend during her lowest point.. think of it as a remembrance of how good you are to her.
2 people like this
• United States
29 Jan 07
Thanks for the response and I know am in that dilemma. I just can't helped it that sometimes I just remember it from the deepest part of my brain because I had it buried. When she mentioned all the things she bought when she go shopping, all the money she wasted on this and that...I can't help but wish...if you got that money to spend...can't you remember owing me something? You are right...friendship is very important to me. But I can't help being hesitant next time another friend wanted to borrow something from me.
2 people like this
@cicci8331 (178)
• Pakistan
29 Jan 07
A friend borrowed my money but forgot to pay me,it is a difficult thing to mentioned her pay,cause we two are best friends,finally she still forgot,i stil not mentioned.
2 people like this
• Malaysia
30 Jan 07
i think you can give hr some "tips" and remind her. maybe she has the thought , but she dont have the money. it its not a substantial amount and u dont really need this money now, then you can consider doing a very good charity and help your friend. u'll be blessed.
1 person likes this
• United States
30 Jan 07
A long time ago, a friend owned my $9. He went a long time without paying and when I mentioned it we had a loud argument. He never did pay it back and we were never friends again afte that.
• Malaysia
30 Jan 07
if the amount is big plus he/she looks afford to pay back, then i'll try to hint him/her about this.but when it come to small amount, i just let he/she remember to pay me..if not, it's okay with me..
1 person likes this
@angel108 (570)
• Philippines
30 Jan 07
If you still keep on thinking about it then it is better if you mention it to your friend.Yes you can mentioned it to her casually.In this way you will not be pulled by it again and again.This will also help in your friendship as you will have an honest communication.
@dexterous21 (1180)
• Philippines
30 Jan 07
I have been to that situation. I don't remind them before but I came to the point that I would compute the amount I lend them was really big. I can't sleep because those money were the fruit of my hard work. If you come to imagine those situation that you struggle at work for you to earn money then I think you have to remind them. Nowadays, no friends in terms of money for me. If it was borrowed, then it should be returned. If someone ask me to len her money, I often let her sign a statement for me to be sure that she is going to pay. It is very hard to trust people nowadays.
@onesiobhan (1327)
• Canada
30 Jan 07
I would remind her. She may not be able to pay you back the whole thing all at once, but she should at least be able to start giving you a few dollars here and there until it's payed off.
1 person likes this
@rejoice7 (17)
• India
30 Jan 07
hey if my friend is not in dire need and is financially well off i will ask her to return my money without hurting her or ruining our relationship.she trusted me to lend her monet so i need to ask her to return it coz i am her friend.
1 person likes this
• Philippines
29 Jan 07
Just forget about it. Coz it happened 5 years ago. Maybe if it happened a little earlier, like few weeks ago, you can remind her... ^_^ Just consider it as a friendly gift, who knows, maybe it will give you a good luck. ^_^
1 person likes this
• Philippines
30 Jan 07
Actually, I won't ask it from her. The truth is I only lend money to people who I am sure will pay me back. But when the time comes that I am really in need for money, I will remind her. So for your case, even if you are not in need, I suggest that you casually mention it to her the next time you talk about big purchases or things like that.
1 person likes this