Would you rather save money or re-invest?

I think a combination of investing and saving is a good strategy, especially concerning risky investments. I'd never put all my money in a risky investment and keep reinvesting because with time the risk becomes greater. But putting everything in an FDIC insured savings account can be a mistake also, because the interest it earns might not keep up with inflation, so you lose spending power. You need to take some risks to get ahead, but you need to minimize any risk by knowing what might go wrong before you invest.

yes, a agree, i'm into re-investing too. and yes, it involved risk. sometimes they call it calculated risk, some times it's luck and some times it's miracle. luck = opportunity + preparation miracle = doing the same thing, expect different result. my advise, in whatever we invest in, do our homework - understand the industry, the ins and outs, the strategies (exit, marketing, sales, management), do an investment plan, check out the market. the good news, there are alot of different ways to do our homework; hire professionals (involve money), do sampling; just make an estimation, ask friends and people around you. oh yes, join forums. gradually, you'll increase your experience and knowledge. and the more experience gained, you reduce the risk involved. finally be persistent. err, and i don't think i want to drool about the types of investments out there.. hahahahahah, and the more i write, the more i feel like writing a college report for marketing and investment. anyway, good luck for all the investment we are going to put our money in. p.s Plan B - Save

I am rather a saver But what I found to earn a little return on my earnings is the paypal money market It gives you like 5% interest and I don't think it is too risky because paypal is a legit site Also the only money I got in there is money I earned online But I don't live it all there, just in case .... With my earnings I like to treat myself ... like this month I earned $80 in gift cards for restaurants and stores, you know in addition to the money, that is a nice perk

I would rather invest it. I think these days more and more people prefer to invest rather than save. I have invested my moneny in a mutual fund. In 6 months time it earned 43% compared to a regular savings that earns only 2% per year. Even the time deposit can longer compare to the earnings of a mutual fund. Ofcourse as they always say higher earnings means higher risks. I do agree but eventually the losses you have will be offset by the gains (atleast in the case of a long held mutual fund).

i am saver. i don't know but i really am not able to invest money. i go by my gut feeling. if i feel i should save, then i do it. if i feel i should invest, i do that. i always look at all aspects of the situation. after that whatever my gut feeling says, i do it.

It depends on the situation.

i am just re-invest guy i strongly believe in investing the money not just on net but out of it there is a different way to invest. but i try to take the safe invest in most of time and risks in other time but the most important is try to put your own strategy in doing that and but some rules for that, i have some rules like don't invest what you can handle it lost and don't put all the ages in one basket.

To be wise, let us save at the same time invest. How? Well go to mutually funded banks/institution. You want to learn more? Read what Bo Sanchez said in his book "8 Secrets of the Truly Rich"