Have you received an email that you won in a Lottery?

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Just recently, I was so amazed when tthere was an email popped up in my account, stating that I won in a lottery amounting to USD 650,000. To good to be true, the message was so clear.. I hurriedly checked their website and whatta a big surprise that my raffle and ticket number was there, the same as what the email message contained. So, I tried to confirmed and checked to the person who is incharge for claiming the prize. It was so believeable because we exchange emails and calls, stating how will I claim the prize? what are the procedure etc... But here's the trick, when everything turns well and according to the person I am talking with, the bank which is affiliated to the lottery company will transfer my winning prize but as per policy, I have to give 1 percent of my winning prize which cost for about S650, before I get the whole amount. It was stated also that it should not be deductible to my prize because it is insured under my name. I started to doubt and feel nervous about the whole situation and to his advise. So many things that play around my thoughts, Is it true or fake? Good thing, I prayed to God and ask wisdom for the real situation. I feel so overwhelmed about the money and all the things i will buy for the winning prize, what will I do with the money etc.. stuffs that made me so excited. But you know what happened, it was a very instinct to me to check first the credibility of the bank before I spill out the =USD650. When I checked the website of the bank. there was a big warning saying that be careful of the spam messages that roaming Around emails and saying that they are not engaged to any lottery program.. So, I was really shocked and thankful for saving me to that situation..The whole thing was just a fake and a scam.. At least, I checked everything first before I get hooked with their modus operandi.. too good to be true, there is no easy money. We should work hard in everything we want to achieve and now, I believe with that... So how about you? Have you been fooled by any suspicious and too goood to be true emails from internet? share your experience.