Virgin coconut oil experience

I have used (and am still using) coconut oil topically to treat a small skin problem. I have a "sore" on the side of my chin (just where my chin makes contact with a phone receiver") that has not fully healed. My theory is that I picked up some kind of "infection" or bacteria from the phone set at my previous job as my phone was used by many people (our service techs, delivery people, sales people, etc.) over the years. And who thinks to clean off a phone???? When I read that cocunut oil helped with skin conditions, I tried it on this one spot. The soreness/redness was relieved within 24 hours. The sore is still there but it is significantly less. And would probably be completely gone if I were more diligent about using the oil.