Do you easily give or lend money when someone asks you?

It depends on who will borrow the money. I can gladly hand out my money without asking for repayment provided it will be used for the good cause. I remember helping a friend in University before to pay her last quarter tuition fees. She didn't borrow money from me but I can see her dilemma that she won't be able to take her final examinations. My friend repaid me after two years enclosing some extra money too. You give some, you will gain more.

I am far too generous, usually to my own cost. I calculated the amount of money people owe me and it is staggering. I still can't figure out why I was so stupid as to trust some people, I must have the word "mug" on my forehead as it is always me people come to for help and a handout. I've learnt the hard way about lending money.

Hello,joice86,honestly,i do not have much money to lend out to other people,and most of my friends understand i do not have extra cash and they will not ask me ,lol. I have a friend who always like to borrow money from other people and will never repay the money on time,one day,he asked me to borrow 500 dollars for his bills,but i knew he might repay me after one year or even later,so i just brushed him off.

if someone asks me to lend money to him,I can not refuse.so as long as I have money in my hand,then I will lend money if there is somebody borrows it.but what makes me upset is that they always give the money back to me,under this condition,I feel shy to ask them to pay back,so it bothers me very much.

for me its depends on the situation, we know that its not easy to earn money, if we lend it to someone were taking the risk wether they'll pay us back or run their obligations.... for me i lend my money to my friend whom i really trust and i know that she/he will pay me back,...

Hello to all!When it comes to money, I am never short of it. Thus my two older sister knows I am so generous to the extent barely some had left for me. That was me in the past though. Now I became wiser and still kind but firm to some reasonable extent. I still lend money to necessary friend, relatives and sisters. Like last year I have been away for a year to work overseas to help my sister financially for her radiotherapy, chemotherapy and surgery as she was diagnosed with Cancer.For that reason, it is alright that I wasn't able to save. I think if we are blessed with financial abundance we can still share for the right reason and not to be an enabler for others to teach them be like BEGGARS. And best thing if you have more, better to create jobs for them and work for your company. As it is better to let them teach how to catch fish not to give fish all the time. In this way we wouldn't be blaming ourselves that it was us who made them LAZY people and resort to begging!

I appreciate your generosity and I think one has to be like that! I too don't care and stick to money like a stickler ! I earn money after putting a hard work and I know how to respect my hard earnings! But at the same time I do feel to give money to my near and dear ones and I do give it generously to my near and dears and I am fortunate enough to have a wife who understands my feelings and she encourages me in doing so! Like you said I too had some bad experiences when some people have taken few thousand dollars from me as a loan and they have taken more than 3 to 4 years to return it! At such instances I feel bad and I take a decision not to lend money to any one there after, which breaks within no time if some one comes to me for money with a genuine reason! If I have money to spare, and if I feel that the person asking for loan is really in need of it then I definitely help him/her! I am working on a stud farm as a Vet. I have lot of labourers working here and they do find sometimes some emergencies and they come to me for money! I give them the money but I am very strict with them about the date of returning the amount back! This is must to maintain the discipline and also to keep on rotating the money so that the needy gets a chance to utilise this money of mine! So you can say some funds I have kept to loan for my staff and I readily help them if I find that the fund kept for is still lying with me! So far no labourer has ditched me and I am sure no body is going to do so! I have lend some money to my friends long back ! Some years back and I know that if they want they can return the amount, but still I feel bad to ask back for that money! I think they will return the money when they feel comfortable! I tried many a times to be strict and to say no to a person asking for money! But I am very bad at it and ultimately I yield to his pleas and I end up in lending the money! Yes old you in the beginning I love to share the money with my near and dear and when ever it is possible I try to share it with them! I make it a point to give money on special occasions like birthday, Marriages, Anniversaries, On some ones success in exams etc. I get an immense satisfaction to do so! Thanks friend for initiating such a nice discussion! May God bless you!

I usually dont have money to spare money is tight on a good day but when i can lend i am very careful on who it is. I usually only lend to immediate family and they always make sure i get it back as they know that i cant afford it on the best of days so i am usally having to take it out of an upcoming bill payment and they make sure i get it back before it is due. As far as any one else no i dont do the lending thing and i would never ask them to borrow either.

I am really careful of who I lend money to. I have been burned a few times.I always find out what the person needs the money for and why they need to borrow the money. I only lend money to family members who I know I will get paid back by. I do lend very small amounts that don't matter to much to a few people that if they don't pay back it won't matter.

like you i have learned that you need to be careful in lending money, regardless if they're friends or relatives. its not about being very frugal or selfish, but mostly, i've been unfortunate to lend money and never to get it repaid. Although in some occasions its okay especially if the person who borrowed from you has the decency to tell you that they are unable to repay you for whatever reasons, but most of the time, im even the one to go after them, which goes against my grain. thats why almost always, they end up not paying me. thus, friendship gets ruined over something very petty. now im really careful. i dont give money to relatives during holidays, gifts and sometimes gift cheques.

I do not lean money to people. There are people who will use you every chance they get and never pay you back. I will loan it to my mother but that is about it. I have found that when you do loan some people money, they forget they owe you money and you have to ask them for it and it is so acqward. I don't like that and then the chance of the person getting mad for you asking them. I just prefer to not get myself in this situation. The only reason I loan it to my mother is she is in deperate need and she always pays me back. If she can't she will pay me back in other ways like clean my house, etc.

i used to do it .and i always could not get it back. but now ,i just lend to those who really need money and will surely pay back. because it is very hard for me to earn money ,so i can not lend my money at ease . when those rascally guys want to borrow money from me ,i will give some excuse to refuse them. i think that is a better way.

It depends on the person who asks..I will lend based on the following factors. 1) Is he a close friend ? 2) Past experience with him in money transaction ? 3) His he a genuine person ? a trustworthy ? 4) His financial condition so far? 5) Lastly, Do I have the money to lend him ? ;)

Yes, I will give money to my relatives during the most important festivals.But up to till now, no relatives turn to me for money, because I graduated last year. The relatives always trun to my parents :) But when I was in college, some friends turned to me for money, and I lent it to them without any hesitation at that moment. Because I saved a lot when I studied in college, and my family supplied my daily expenses, I also had scholarship each term. So money was quite enough. Now,I am working . I find that money is not easy to obtain. I have to try to arrange it.When someone asks me to lend money, I try to do what I can. If he or she is my best freidns, and I belive in them, I will try to help them, even I borrow money from others if mine is not enough. I lent momey to people, I seldom asked them to return even when I was lack of money. I just wait for them to return. Sometimes, I have to wait for a long time,even more than several years. In fact, I wanna remind them , but I am afraid that they will misunderstand my meaning. I don't wanna them feel embarrassment or feel that I am pushing them to return the money. It is the biggest headache I meet when people turn to me for money.

WEll, I give my mom money like every 2 weeks. I don't care to give her money because she's my mother. She's done so much for me. However, when my boyfriend asks me for money, I always say that I'm broke. I've been raised to believe that supporting a man is not a good idea becuase then they take advantage of you. So, the only person I give money to is my mom.

me too. I have a generous nature. It runs in my family. My mom did lot of charity work and now my siblings are following. I give whatever I could to the needy ones. I feel guilty when I look at poor people when I have so much. I have everything, my life is comfortable, but do not have lot of money in my hands. That's why many a time I feel bad when I cannot help people.

Do you need more enemies then you lend and ask for money.Never do such mistake.

I also lend money to my friend,because they return the money several days.I lend them little money everytime,never much. If he or she is my best friend ,i may lend him or her much money, but i never do it at present.

definitely not to everyone... matters how much i know that person who is asking for money. if i have believe in him and i have no problem to give him that amount on that time , i don't think i would have any problem to give him the money.

LMAO! I was talking about just yesterday. I have always had the additude "if i have it and you need it it's yours" well little by little that has bitten me in the butt. I consider myself to be a good person. Do unto others right? Well it should have came with better instructions. I love my freinds and family dearly but after having been burned many times I find my self being a tad bit more cautious.