what kind of insurance should I have?

Hi You need to give us more info. Home ,health, auto -life? What are you trying to insure?

I agree with the other person. We need more information. If you want coverage against illness and hospitalization, then you need to look at health insurance. If you want to protect your money investment in your home against fire or storm damage, then you want home insurance. If you are buying or driving a car, then car insurance. If you want your family to have money after you die, then you want life insurance. After you decide which category you need, then please come back and ask again, because each category has differences in insurance too.