If you were given two thousand, three hundred dollars today,

Well you could check into a CD or an IRA that might be something you could invest some of it into. Not sure what the minimums are but those are safe and reliable. One of the things I'd like to do is get insulation put in which costs money but would save me money in the long run.

The CD's here are quite nice. low down, and there is a flex rate on one account, where you can keep adding to your account, with a minimum investment of 50$ which is nice. the interest rate changes each month though. This month it is at 5.2% which is pretty darn good, considering! after 12 months, I can either pull it out, without penalties, or re-invest it. I want to diversify my money though, in case something happens. however, I am extremely skeptical of 401K's because of what happened in 2000 when the market crashed. I couldn't have opened at a worse time I think, with aggressive funds.

well, I do feel terrible too! I recieved a sum of money in the amount of 3,100 last year, from my grandmother passing away, and unfortunately, my father passed last year. this is what is left after splitting it six ways. I want to make the best out of it though, and not just throw it away paying off bills. I'd rather invest it, to where I can make even more money, and then pay the bills off with it!

is that enough to actually have your international trading company? I would think a trip alone, such as to another continent would pretty much eat up that money.

Oh yeah? the Olympics, eh? so, do you plan on selling something then?

yes that's enough for founding the company(and a website too) but not of management. however i haven't got 2300 trip is good. perhaps you can come to China. Olympics will held in 2008

so, that would be enough money to help them get started in their business? What kind of businesses would they run?

heck yeah! it sounds like they definitely have some great plans there!

My daughter raises Morgan horses and needs a round pen for training and breeding purposes. I would buy her that and she could then increase her income off the horses. It is hard to get a good breeding program going and she finally has all the breeding stock but nowhere to train and show her horses. My son would like to buy his own authority for trucking. He is an owner operator and would then be able to haul any type of freight he wanted for any company. He would also be able to find loads for others and get a percentage off the load.

yeah, it isn't a lot of money, but to me it is, and I am getting 2,300 soon. so, how do you do the stocks thing? is that like 401K or something? I'd like to allow it to grow.

get a stock broker who can help you invest it. the stock market is get i pay off my car and house doing buying stocks. it great and make sure you to keep in touch with your stockbroker everday!

you mean, like from an investment firm? do they have a minnimum of sorts? such as, I give them a hundred bucks to invest, wouldn't they scoff at me?

Oh yes! I definitely noted that. I am still a bit shaky about the stock thing, after seeing friends lose their savings. I think Idevised a plan for my money to go into CD's, the rates are at 5.5% for a 36 month bond, which will do nicely. I did the math, and I was pleasantly suprised! ha ha! amazing how easy it is to make money, for doing nothing.

Bonds are relatively safe instruments to invest in. Shares are definitely more risky, but the risk is relative. It depends on the person investing. If he is prudent and follows sound principles, then the returns of share trading can be rewarding. If he punts or trade shares like gambling, then he is sure to increase his risk. And never trade shares without money, or worse, borrow money to trade in the hope of striking it rich. That may never happen and one can get burnt the wrong way.

do you mean like a CD? I am so confused by these terms, really!

Best advice right there. Pay off any debt you might have. Get rid of that credit card debt. Otherwise throw it in a good money market and wait for better times to invest.

at least you are honest. LOL

yeah, I guess it is not a lot. If you stick it in a CD though, you can make like a thousand bucks at the end of the year, and continually invest it to have your money make money! (that would be fun I think).

Indeed my student loan far exceeds this amount by about 23,000. however, I am looking to make it grow so I can get this high balance paid off!

Do you need a specific banker for mutual funds? or is it something you can do at the bank? I think I feel so money stupid, ha ha!