Cash or Credit?

@msvenzon (424)
Philippines
May 31, 2007 12:46am CST
When going to the mall to buy your favorite clothes or getting a new appliance or gadgets, do you use cash or prefer credit card?
3 people like this
7 responses
• India
31 May 07
I use a totally different to use credit cards in Malls or in shopping. Where ever I get chance to pay by credit cards I pay it by cards.Does not matter whether I have cash or not. Even if I have cash I buy with my credit cards. And I pay the card the same day or the next day. The reason is I get cash back on by 2 cards. It helps to maintain a good usage on your cards and bank increases the credit limit sooner too. And you also stand as a very good customer to your bank. Try this tip and you will find your credit limit increasing in next 6 months.
@djmarion (4898)
• Philippines
31 May 07
wow, thanks for the tip, i guess iwould follow your step to increase my credit limi too..lol
• India
31 May 07
I generally use cash while purchasing cloths or gadgets. Only when there is short of cash I use credit card. By spending cash you get cash discount.
@sunita64 (6469)
• India
31 May 07
Well I am a bit old fashioned where credit cards are concerned, I use cash for buying clothes and groceries ,while for gadgets I give a cheque instead.
@illflexx (49)
• United States
31 May 07
Mostly use a credit card. I think it's safer so I don't have to carry cash on me and it's just another way to build credit. I can even earn some reward points.
@djmarion (4898)
• Philippines
31 May 07
if i have the cash i prefer to use it when purchasing something, im afraid of credit card debt :) but sometimes if i have no choice (i mean i have no money), i would end up using credit card.
• India
31 May 07
hi i would think its better to carry credit card rather than carrying cash bcoz u r not sure if u r going 2 like the product or not and in safety regards its better 2 carry credit than compared to that of acash and in some situations cash is better bcoz for credit we have more taxes compared to that of cash bye have a g8 dat i would prefer credit card
@ramya12 (39)
• India
31 May 07
cash