how do you handle debts, or loans

With self control i think. I don't know if you can even live comfortably without knowing your debt repayment capacity as i would define it.

The very best thing is not take out a second loan until the first loan is paid off. Better yet don't take out any loans unless it's for an emergancy. We should save for the things we want. But also it is hard to save for such thngs as a house or a car because they are both so expencive. But if you get in a pinch and do take out more loans than you can handle then you should talk to the people you have these loans with and make arragements to make smaller payments and then to pay them off as soon as possible even going with out new clothes and such things that are wants a not really needs.

Debt is something that you should never put off dealing with. The longer you try and try to ignore it the larger and more destructive it will become. Face your debt and get rid of it once and for all. Use your savings to get rid of debts. Or seek money from your family or friends. . This is never an attractive alternative as money can cause all sorts of problems for any relationship.

Dont purchase anything you cannot afford to pay back.

Try and pay back as much as you can in th least amount of time.

I borrow some money from my friend several months ago, but now I can't return her, I quit my job, and I can't earn enough money online. My friend never ask money for me, but I feel uncomfortable. I told her I will return her in a month. I know she doesn't need money currently, but ... I hope I can make enough money online. How much money do you earn online per month? Do you have a job now?