insurance costs

Although your daughter is no longer a teen, here is an article on how to lower your teen's automobile insurance rates. It might prove to be helpful: http://www.tidbitsandstuff.com/articles/family/autoteen.shtml It's amazing what we're forced to pay for auto insurance.

I agree that $1000 premium for six months is quite high. I pay less than that for a year. I have a post in my blog outlining several ways to save money on auto insurance. The most important thing is to shop around. I got quotes from $800 to $1800 for the same coverage from different insurance companies. Here is the link to my blog: http://gabesmomsprivateworld.blogspot.com/

That's incredably high. Unless she had a horrible driving record, I can't think of a reason it would be that high. I would call around and look for a better deal. Or look online, most companies can give you an estimate on their website (although actually calling the company can get you an even better deal sometimes.) Being a first time driver ups the rate a bit, but her being older should help counter that. Also, if your family has more than one car and you are adding her to your policy, only put her on as a driver on one of the cars, preferably the oldest/safest one.