How much money would you be willing to invest to make more money?

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When I started a discussion on how to differentiate scams from legitimate offers in internet marketing, I must say I am surprised by the replies that I get from most of you. The reason I am surprised is because almost everyone would go for a program that does not require any upfront money. This is most interesting because it defies the old saying of 'it takes money makes money'. I belief in the fact that nothing is free in this world. To get something, we must contribute. In many ways, even in this MyLot program, we are contributing by discussions. That is how we are to make our income. But how much do we have to contribute and what kind of return can we expect? How do we measure it? Like many, I think we know that we have to really participate, start many new discussions, participate in many existing discussions etc before we can see some decent income. So, what is our cost? Definitely not zero. Our cost is our time and time is money. So, if you were asked to put that same amount of 'money' into another program which will give you a faster return, would you go for it? If another program requires that you pay a monthly fee or a one time start up fee, would you turn away from it or would you investigate and even be willing to venture into it? If we were to join the normal work force, yes, we do not invest money with our employer to get paid. But we invest our time and that equates to money as well. We spent many years in educating ourselves so that we are better prepared for a good job. That is money that we have invested before we get a job. Therefore, we cannot really say that we do not pay first to be paid later. So, if there was really a good opportunity for you to make good returns, would you be interested? If yes, how much do you think you would spend on it?