How many credit cards do you have?Do you overuse them?
By monicazhang
@monicazhang (802)
China
July 13, 2007 12:12am CST
I have two.And I think it makes my life easier and happier.Besides,when you spend money in certain places they offer different discounts which suripises me.But somefriends of mine dont agree with me.They believe they would overuse it once they have it.My dear friends,what do you think?
1 person likes this
2 responses
@guss2000 (2232)
• United States
13 Jul 07
I dont have any cards in my own name. I made a mistake with credit a few years ago, and finally am debt free and I dont want any problems again. My husband has one card that we share. We haven't used it in a long time though, and it's currenly a zero balance. We keep it for emergencies. We also have an emergency gas card, but haven't had to use that either. I think if you have a card and as long as you control your spending with it, and you know you can pay it off, then that is fine.
@monicazhang (802)
• China
13 Jul 07
Yes,I guess it only do good for you if you are a wise user of credit card.Otherwise,it would be a heavy burden of yours.And its also good to share a card with your partner.
1 person likes this
@simplejoy (359)
• China
13 Jul 07
I'm a graduate out of work now,but I still have one credit card.It's kind of credit cards for college students.I use it seldom,so I don't have the problem of overusing it.I think credit cards are too popular among Chinese young people,and some of them don't use them correctly.
