Are you struggling with credit card debt?

@auLeeau (253)
China
July 19, 2007 11:42pm CST
i know a lot of friends of mine struggling with credit card debt week by week,they are relying on their credit card simply to get by,to meet their expenses.what about you? are you or your family having the same problem and how do you deal with it?
2 responses
mari_skye
@mari_skye (1637)
• Philippines
20 Jul 07
Nope, I have to say I have a good credit standing, LOL! I own three credit cards but I don't regularly use them. As they say, it should be used for emergency only. Groceries are not considered as emergencies but I use my card for it. But there is a limit to my spending. And I pay my bill in full after one month. Also, I have never maxed out my cards. I have low credit limits but I so far I used only about a quarter amount of the limit and I don't charge anything to my cards again until after I've paid all of them off.
auLeeau
@auLeeau (253)
• China
20 Jul 07
what you do about using credit card is exactly as the same as i do, so i have got no problem with debt,that is why i always get offers from credit card providers.:)))
coolchic101
@coolchic101 (848)
• United States
5 Mar 08
I've had my share of credit card problems. Now I mostly pay everything by cash and use my credit card for emergencies only. I don't go out to eat much. I try to make my own foods and freeze them. I don't go out to movies. I borrow dvds from library or rent from Netflix. I saved a lot of money and will manage to pay off my credit card soon. Here are some tips on getting out debt, it's good information: http://getoutofdebtfastnow.blogspot.com/