guyz help pls....

since it's a check you have to deposit it to a bank account. you can open a cyberaccount or the eon account in unionbank. you can deposit the check there and wait for its 30-day clearing. once cleared it would be automatically converted into philippine pesos. i believe pnb also accepts US dollar checks to be deposited in local currency account and same procedure. wait for the 30-day clearing and will be converted to local currency.

I guess you have to deposit that check to a dollar account. Unfortunately, they are going to charge you for handling and I'm not sure how much it is going to cost you (it depends on the bank). What you should do, next time, is to keep the amount that you earn in ClixSense, or whatever company you work with, until it reaches a bigger amount, like 100, before you ask for a check. That way it would cover the cost of having it deposited to your account. Check out forums like www.pinoymoneytalk.com, there are lots of Pinoys there who are engaged in an online business, maybe they can give you more ideas. Cheers!

Philippine Veterans Bank acts also as a collection agent and you have to open an account there but the problem is that they only accept the amount of $100 or more with $5 charge and it takes at least 25 banking days for the amount to be credited to your account.

You can check your bank where you have an account to see if they will accept the ClixSense check for deposit. Ask them if you can have it cashed. You can also try the bank from where the check was issued from, if it has a branch in the Philippines. If you can afford to, you can open an account in a US bank like Citibank. I think they require at least $500 in a dollar savings account. But before you do so, you should inquire about their policies on dollar check deposits. You can also try Union Bank, Equitable PCI, and Banco de Oro. These allow conversions from dollar to peso when it comes to dollar deposits into peso accounts. But do ask the banks themselves. They often reply promptly from their Contact Us facility online. You may want to check out my article on Online Transactions Made Easy in the Philippines in my Bloogle-It blog or in Associated Content. Just type in the title in the search fields. It can also be easily found using a browser.

I'm also registered to clixense.. You can change your dollar into cash in any local bank here in our country.. By the way im also a filipino.. Banks buy dollar so theres no problem with them.. If there is a blackmarket in your place, you can change it there to.. Is this the info you need?