How friends do you have that are afraid to try something new?

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Being on the internet I find alot of programs that are free to join and use at no cost and so I tell my my friends and they are so closed minded that they will not join the program and then after a few month whe nI get paid from the program they are like dang I should have joined when you told me about it...go figure. It amazes how so many people are closed minded. I have joined many of programs and have not been paid however atleast I took that chance. as long as it does not cost me anything to join why not give it a shot? do you have many friends like this?