insurance

I think it is very important . and it is very usefull thing.

YES....for both general and life. It's just like a blanket for us in cold season. Especially for life insurance, it is our long term saving goals for those who knows about the benefits from saving attitude.

It depends on the insurance. If you are looking at house, car, or health insurance I would say definitely yes. If you have a fire in your house, wreck your care, or have health problems these can help you from losing everything. I think life insurance can be important if you have a family so that they can be provided for if anything happens to you. Any other insurance is up to you.