what do you prefer to pay by cash or credit card????
By xitami
@xitami (58)
August 14, 2007 3:33pm CST
I used to prefer to pay everythin by credit card. it is very easy to pay. you dont have to carry too much cash with you. you keep a record on you bank statement even though you have lost the receipts.
but i change my mind. because i am not very good at saving money. i bought a lots of things which are not actual need. at end of month, i am worried about the credit card bill. Now i put a little money in my wallet. when i am going to buy something, i will think about how much i can afford. maybe this is a way for me to save money. how about you guys?
1 person likes this
3 responses
@transteel (12)
• China
15 Jun 10
I prefer cash, because it is easy for me to calculate how much I have spent and to make budgetary management. I am also used to that!!
@delia3300 (17)
• Canada
15 Aug 07
The different story for me!
Previously, I prefer to use cash, because I am used to it.
Right now, I find it helps me save a lot.
Firstly, I use visa first and then pay it before the due day, through these days, I can do investing or other things, that will save the amount. Secondly, I use the great visa which is cash rebate. Through this benefit, every one dollar I spend, 1% will be deposit in my account. Thirdly, I don't need to carry cash with me when I purchase something.
Through the advantages I describe, you can see how big difference for us between using the credit and using the cash.
@trinihd (996)
• United States
15 Aug 07
I prefer credit cards because I don't like carrying cash around, and because I earn points when I use the mastercard. It's hard to be disciplined about paying the balance but I do try my best to do that every month.
