No Money to Pay Bills?
By xtremely
@xtremely (46)
Philippines
August 17, 2007 8:37am CST
Month end is the day I wish it will never come.
It is the day when all bills, rental, loans are supposed to be settled. An exhausting day when you don't know where on earth your money will come from to pay all those payables.
What do you usually do?
1. Borrow from a relative.
2. Cash advance to a credit card
3. pawn your most expensive jewelries
4. pawn your home appliances
5. Sell you cell phone
6. Anything except illegal
What else? How? Where to borrow?......
2 people like this
5 responses
@tinu62 (55)
• Switzerland
18 Aug 07
Get your free "personal" shopping mall (www.webshopempire.com). If you can buy with credit card, get your stuff, you would buy anyways, with rebates from your "own" shopping mall. (Test it here: http://shop.webshopempire.com). But for the longterm you can get a business powermall (www.webshopempire.com), where your friends, relatives and other people get THEIR free shoppingmalls and you are going to get commission from their shopping. So, the second possibility is rather a longterm solution, but it will pay out finally. I'm very happy with it.
@mystic_0318 (937)
• United States
19 Aug 07
I am always short on money for my bills...Normally I will pay the rent in full then put down whatever I can on the rest of my bills....Sometimes I do use my credit card but that is almost maxed out cause of paying my bills with it...I hate to barrow money cause I don't even have it to pay back. So I do what I can every month!
@jacobbaculao (19)
• Philippines
9 Nov 07
I agree with you. If you borrow money every end of the month, you debt will accumulate. Just find another way to make income. You must keep away from borrowing money or using your credit card.
@trickomm (309)
• Hungary
22 Aug 07
hi
look, it's people's problem globally...
Here is my idea:
- try to safe a fixed ammount from your incomes (if it's just 10$, than 10$)
- try to live without credit cards
all of my ideas are just on a simple rule:
just buy if you have money.
it isnt a very good choice if you pawn your jewelries, it makes you OK for 1 or 2 months, but what will after that?
and dont do nothing illegal, it's about your long future. dont live day to day, try to make a plan for 5 years, what will you want to own, do, work, etc....
if your job bad about pricing, then try to find better.
think in long period.
@dianne17k (587)
• Philippines
18 Nov 07
I know what you mean. I never enjoy payday since the moment i see how much i earned for the month and all the expenses and bills, I can't help but feel depressed. I'm rather new at earning money since I've only started to work a few months ago. Now I know how it feels to see hard-earned money just past through my fingers. I'm lucky since i'm not required to share with the household expenses and my paycheck goes to my personal expenses only. Nonetheless, i still wish i could help my parents out. My parents trained us never to take money issues lightly so we rarely borrow money from others. I'd rather have nothing to eat and walk to work than borrow. In desperate measures, I'd sell my phone or pawn my laptop. lol
