saving

I have two easy ways to start saving. The first way is to always pay yourself first. Pretend like you are a bill and set up an account where you can deposit a percentage of your check to you. The second way is very easy. When you go to the store to buy anything always pay with paper money do not use coins. When you get your change back keep it in a jar. You'd be surprised at how much your change can add up. It's fun to watch your change add up like a little kid with their first piggy bank.

oh, you are welcome to mylot. to save money is not difficult, it requires discipline and focus. just keep aside 10% of the RM 4000 pm. when you consistently save for a year, you can start investing in stocks at the Malaysia Stock Exchange or small scale business units etc. Good luck.