money

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Do you know how to use the money of youself?That is a very prevalent topic recently.More and more presons are begining to study financing now,so do I.The frist step of financing is accuamulated.But there is a problem with me.I can not get pile for investment.I can not control myself to buy someting that I did not want.I am insupportableness about the salesman what he said,and pay money down to stop listening the terrible words.Oh,my God!I am a incurable guy....