A life was lost tonite My great-grand daughter I need advise?

@marciascott (25529)
United States
September 23, 2007 11:48pm CST
This is a sticky situation, My Grand-daughter was riding on a bike and the brakes went out on bike, she was 8 months, pregnat, Now I know she shouldn't been riding on a bike anyway.Her and another girl was on the bike, she rode the bike down a steep hill, the other girl on the bike, jumpped off the bike, but she couldn't stop the bike, the bike went strait to the middle of street while cars were coming she could not stop the bike, she cause a 3 car accident, now she couldn't help it that the brakes went out, are those people responsible for the accident, and they had Insurance, mind you, a life was lost the baby girl, they rust her to the hosipital to say the baby, they had to preform Ce-section on her, the baby was alive when she came out but the baby couldn't take all that trama. My grand-daughter lost her. My Grand-daughter is in Intensive care, I think she will be ok, she is going in and out, because of Medications. God spared my Grand-daughter, we need to bury the baby, do you think the Ins Co, will take care of the expensive, a life was lost? when you have Ins, they usually cover cost don't they, I don't know what to do can I get someones opinion on this. Thank you in advance. So was so pretty the baby was full grown. I am very sadden by this poor little baby. I am still crying! My grand daughter has to get a cat Scan. her face is all mess up but at she still has her life. I am just thinking about closure for the baby. No Ins we have.
14 people like this
25 responses
@BlueAngelRS (2899)
• Canada
24 Sep 07
Hi marciascott...First of all let me say that I'm so very very sorry about the loss of your Great Grand Daughter and send my hugzzzz and love...I do not know much about insurance policies though as I live in Canada...But if you ever need to talk or your Granddaughter when she is well and out of the hospital please feel free to message me...I know EXACTLY what your Granddaughter and you are going through with the loss of a baby...On May 23/2007 I was rushed to the hospital by my husband...I was almost 8 months pregnant at the time...I was bleeding...They tried to find my babies heartbeat but to no avail...I was given an ultrasound to hear the heartbreaking words I'm sorry we have to get you delivered there is no heart beat...I had what I found out later was a severe case of pre-acclamsia Toxemia...It almost took my life that night as I lost alot of blood...Your little Angel Granddaughter I feel is in heaven playing with my Sweet Angel babygirl....
2 people like this
@marciascott (25529)
• United States
25 Sep 07
Oh, My I am sorry fir your lost too! yes Sweet-heart they are both in Heaven.
1 person likes this
@Polly1 (12645)
• United States
25 Sep 07
Oh Blue Angel, I just read your response. My heart goes out to you too. I am so very sorry for you. Both babies are in Heaven,someday both of you will get to hold them.
1 person likes this
• Canada
25 Sep 07
Thank you both it is very hard in the beginning...I've had great support from my friends and family that have let me talk and cry when I've needed to...It does get better as each day passes and it takes each of us our own amount of time to grieve and yes I really truly believe we will see our little Angels and hold them again one day.
1 person likes this
@Philxav (733)
• Malaysia
24 Sep 07
Oh dear Marcia, its so sad for me to hear such a tragic incident of you granddaughter. I really feel sorry.. i really feel sad.. Oh God Bless the baby's soul. Keep her mom safe and strengthern her and protect her.. keep her safe.. I pray in Jesus name.. Amen. Oh dear.. i dont know much about insurance.. but its all depends to type of the policy you take.. normally there is some clauses what they accept and what is not. Please call you agent or broker and check with them. Lasty i'm so sorry to hear this news.. May the Good Lord Bless You and all of you there. Take care always..be brave and comfort your grand daughter..
2 people like this
@marciascott (25529)
• United States
24 Sep 07
Thank you I am really hurting inside, And I know God will give me strength and her and her Mother. I feel so bad because earlier when I came home from church, I whent by her house, I was against her having the baby anyway at a young age. I told her she disgust me, and I didn't want to talk to her, now I am really feeling bad, the way I talked to her, and she just lost her baby, this was before she lost the baby. when I went to hospital, she didn't want to talk to me at all. Thank you for listening. Have a good week.
1 person likes this
@Philxav (733)
• Malaysia
24 Sep 07
Dont worry my friend.. all be over soon.. she needs your love and care.. be there for her.. God Loves you and all of us too
2 people like this
@marciascott (25529)
• United States
24 Sep 07
Thank you for you suport dear!
1 person likes this
@KrauseHome (36447)
• United States
24 Sep 07
Sorry for the loss of your great-grandaughter, and the accidenjt with your grandaughter, and will be Praying for the Best to come from this. As for Insurance, etc. I would think it would be determined by who's fault the accident is blamed on, etc. but you never know. Maybe this will be a case for a Lawyer to decide on. Wishing you all the best.
@marciascott (25529)
• United States
25 Sep 07
Thank you for your support, I just want the baby to have some closure. God will may a way fr us, he already has.
1 person likes this
@disvachic (10117)
• United States
24 Sep 07
Marcia im so so sorry to hear of the lost of your grandbaby and your injuries of your grandaughter.I just cant imagine this.I know you are in pain.The baby is an angel and she is in heaven remember that.I hope your grandaughter recovers well.I will pray for you all.Far as the insurance i really dont know the answer.I hope that you will be able to have the expense taken care of.My cousin did not have insurance on her father so she got assistance from social service.it wasnt that much but i think it helped her out.I dont know where she is she runs the street so much so i cant get in contact with her to ask.
@marciascott (25529)
• United States
25 Sep 07
Hey Shaunita, God is so good, we already have $600.00 I know the Lord will make a way. God is good all the time. Thank you Jeusus!!!
2 people like this
@disvachic (10117)
• United States
25 Sep 07
Yes he is good.Glad to hear you have some money so far.Keep believing and stay strong.Once again you and you family r in my prayers.
1 person likes this
• Australia
24 Sep 07
I am so terribly sad for your family s lose. I will kep you in my heart! I don't know how medical insurance works in the USA only how it works in Australia and I know they are very different. I can only imagine the guilt facing your grand daughter and her lose. due to what was probabaly an innocent ride with no unforeseen complications. I think the best thing to do is proceed with the arrangements for your great grand child s burial and deal with the legalities after the fact. The child s parents are going to need so much support from family and friends and professionally help to pull through this. God bless you family....I so hope you all find a way past this terrible lose. xxx Please keep me up to date on how everyone is doing. Danielle
2 people like this
@marciascott (25529)
• United States
25 Sep 07
Thank you for your support. I will be there for both my daughter and grand-daughter.
1 person likes this
• United States
24 Sep 07
I am so sorry for your loss. I don't know if the insurance will cover the cost though. Take care & our prayers go out to you & all of your family.
2 people like this
@marciascott (25529)
• United States
25 Sep 07
I want to thank you and everyone that is giving me support here, Mylot is a great webite, when you are down and out, people here will give you some support. Mylot is good for that so it isn't about the pennies it is about good loving and caring people.
1 person likes this
@gberlin (3836)
24 Sep 07
I am so sorry about your loss and your granddaughter's loss. It is not clear to me if your granddaughter has health insurance. If she does then they should cover whatever coverage your granddaughter has. Again, I am so sorry for your loss.
2 people like this
@mkirby624 (1598)
• United States
24 Sep 07
I am so sorry for your loss. All I can say about the insurance, is that when a bike is ridden on a road, it is considered a vehicle. The driver of the bike is responsible to obeying all traffic laws, etc. If your vehicle's brakes go out and you hit someone, it is considered your fault because you should have kept up maintenance on your car. I'm afraid they may rule it this way.
2 people like this
@Debs_place (10520)
• United States
24 Sep 07
Oh that is awful, I feel so bad for you. I am sorry. I am not sure who should cover the costs of this. Your post is unclear if your granddaughter had insurance. I know of no one who had had such a situation of even close.
2 people like this
@LittleMel (8742)
• Canada
24 Sep 07
Sorry for your loss, marcia. I can't imagine the pain you are going through, it's so tragic. Your grand daughter almost lost her life too. I know it's too late, but the insurance company may take into consideration that your grand daughter was careless in the beginning, 8 months pregnant and went out riding a bike down a steep hill. Insurance company always conducts investigation on every claim and it won't be easy to get money of them. I hope your grand daughter recover soon.
2 people like this
@sjohnson628 (3197)
• United States
24 Sep 07
I am so sorry to for this tragic accident that took your great grandaughters life. I am ast a loss fro words right now its its so sad. I am not sure about the insurance but if three cars were involved I would think that some ones insurance will cover all of the expenses. If not then if I were you you could ask local stores and businesses to put a donation jar next to their registar to help cover these expenses or local churches to host some sort of benefit to help raise the money needed to put closure on this. Good luck and May God Bless you and your family.
2 people like this
@mouse27 (1155)
• Canada
24 Sep 07
it all depend on the insurance co. you would have to talk to them some people do see an unborn child as a person that should be covered under insurance its sad but true. then their are those that will compromise and say that after a certain time they are consdered human and deserve to be treated as one i say they are human from the start and the rest of the world needs to see it that way too just talk to your insurance company and find out where they stand on it you won't know til you ask
2 people like this
@marciascott (25529)
• United States
24 Sep 07
The baby was born, It lived for a few mins, and then the heart stopped. they baby was fully developed, She looked like she was sleeping. It is 7:00 am, I couldn't sleep I am going to he hospital,and to talked to my daughter, and see how my Grand-daughter is doing, this is a hard pill to swallow.anohter thing they took my Grand-daughter to the hospital, and if they had of took her to a closer hospital, maybe the baby would of still been alive, who knows. I will be back later.
1 person likes this
• United States
24 Sep 07
I am so sorry to hear this, and I am sorry for the loss of your great granddaughter, and I feel for you and the babys mother. I am not sure on the insurance, that is something you would have to find out about. I know there are so many things that can come up, and I would probably contact an attorney. I hope that your grand daughter is ok after the accident and losing her child. That is horrible!
2 people like this
@marciascott (25529)
• United States
25 Sep 07
Thank you for your support too! I have to take care of everything because My daughter and her daughter, don't feel up to it. My Granddaughter is still in the Hospital.
1 person likes this
@sunkissed (4330)
• United States
6 Oct 07
Oh Marcia, I am so sorry to hear of this tragidy!! I am so sorry for You & your family and what you are all going through right now!!I have not been on Mylot in so long, and have not talked to you in a while, I will call you..My heart goes out to you!! I can not even think of the right words to say. I pray that your Granddaughter will make a full, speedy recovery, and as for the insurence, I really do not know whow will have to pay, this is a strange situation.I hope it all works out in your favor. I am praying for you & your family.Your Frind,Linda
1 person likes this
@marciascott (25529)
• United States
6 Oct 07
thanks Linda I ejoyed to to you on the phone. have a wonderful week-end.
@marciascott (25529)
• United States
6 Oct 07
thanks Linda I ejoyed to to you on the phone. have a wonderful week-end.
@brendalee (6082)
• United States
25 Sep 07
Sorry I can't answer your questions. But I just wanted to let you know that I am thinking about you. And you and your family will be in my prayers. That was very sad. I hope your granddaughter recovers quickly from this.
1 person likes this
@marciascott (25529)
• United States
25 Sep 07
Thanks for all your support Brenda!
• United States
25 Sep 07
Oh im very sorry to hear about your granddaughter and her losing her baby. The insurance company should take care of it. I dont see why they wouldnt. I hope things get better for you and your family. *hugs*
1 person likes this
@marciascott (25529)
• United States
25 Sep 07
Thank you for your support.
@dreamy1 (3811)
• United States
25 Sep 07
I'm so sorry for your family's loss. Your granddaughter is very young and unfortunately young people do not think about the consequences of their actions. As adults we know not to do certain things and it makes sense for us because we can see the big picture. An adult knows they should not ride a bike being 8 months pregnant because of the possible consequences. But for a young child or a teenager they do not think clearly they just aren't at that developmental stage. As far as insurance goes unless she was hit by one of the cars I doubt they would pay for anything. I'm assuming your granddaughter has health insurance through her parent coverage but burial insurance is another issue.
1 person likes this
@Dee351972 (743)
25 Sep 07
wow i am so sorry. I have lost a daughter myself. She was 7 years old.It was just 3 years ago. THis we also from a bike accident. I am not sure about the insurance you will have to try and see. Some car insurance will pay some stuff. ONe my son was hit by a car last year and beacuse it was from car it fell on the car insurance. Other insurance would not pay for it cuss of that. I hope your grandaughter will be ok. Just be there for her and it be ok. just take one day at a time.
1 person likes this
@dpurchas (91)
• United States
25 Sep 07
My prayers have gone out to your great grand daughter and her lost baby. I am so sorry for your loss. That is so sad! I don't know on the insurance question. That is definitely a tricky one. Not sure if that would normally fall under home insurance or if because she wasn't in a vehicle if that would fall under the car insurance of one of the cars. Good luck though! I hope everything works out and my heart aches for your family.
1 person likes this
• India
6 Oct 07
Oh dear. I am really sorry. may god give you courage to overcome this tragic incident and your granddaughter be well soon... i wish the baby was still there.. I too lost a baby recently and am feeling lost in life. Take care.
1 person likes this