Do you like to use credit card?

I'm using credit card frequently. The best thing about using credit card to buy stuff is the reward points that you received each time you used it. The reward points can later be redeemed for exciting things. End of the month, unlike majority of credit card users, I paid the amount I used in full instead of paying the minimum. The lessons to be learned here is, never use your credit card for purchasing things that you don't have cash to pay for it

no i dont have a credit card but i do have a debit card and i prefer using it while going for shopping as it is easy and ur money is more safe..as u dont have to carry cash in your hand

I have a credit card with me and I think it sometimes irritates me for having this because sometimes I will buy things using this and if I can't pay full, the next payment it will have an interest and it adds up monthly. I find this credit card a burden. But I am trying to stop my emotion for buying using my credit card. I am hoping to achieve my goal.

i to prefer to buy in cash,,and i dont have a credit card tooo....lol but i guess havin credit card is more convinient ,,specially now when every single place has the machines and all,,whr u can easily use ur credit card and stuff,, thnx and tc keep postin/ratin

same as you, I prefer to pay by cash if i do buy something. I'm not using credit card a lot since I'm afraid that I can not control my self when I do shopping. But I do have credit card just for emergency case, I mean if I really need to use it then of course I will use one.

I dont like to use credit card.Its better to pay cash.

i too have a credit card but i prefer buying things with good old cash. but there are times when credit card can be very handy,especially when you are traveling.

I have a credit and debit card. I prefer to pay for things up front with cash so i know exactly what i am spending and only buy it if i have the money. I usually only use the cards if purchasing something online or over the phone or if there is something i really want there and then and it could be sold out by the time i actually get the money.

I do and I wish I didn't! ha ha. I found them useful at one time, but then I started using them when I didn't need too. I told my hubby I was 'building my credit'. ha ha. It did help my credit, but I could do without the monthly bills now.

I always use credit since I received my first card. By using card at least you dont have to bring cash which is nowadays bringing cash is not that safe anymore. And beside when you used credit card you will also received reward points that when you get a higher point you can redeem it by gift check or any item that the card company will offer you. But you have to more aware and learn to use the card carefully and try to control yourself so that you wont exceed the limit of the amount you want to use. Using card needs to responsible and more self control.

hey vishwas81!I don't use credit cards,I think they're overrated.lol.but I do own debit cards.I use it all the time,that's because I don't have a credit card.

I do use credit card. Credit card is very convenient especially when you go shoping or t ravel. After I get my first credit card I don't like to take cash any longer.