Have u ever got ur passwords hacked? Could u let me know how to hack....? :)

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Hi all, In ur life have u even got experienced with hacking...? How do u feel if ur paypal or egold account gets hacked? How do u feel if ur yahoo or gmail or even mylot gets hacked and send some vulgarious messages to others through it....? Is this hacking a \n easy work...? Do u have any ideas of how to hack it......... I dont want to hack anybodies link but to have just an awareness so that I can get escaped from being hacked... Please share ur experiences and valuable advises to escape form being hacked.........