When did we start feeling "owed"?
By soccermom
@soccermom (3198)
United States
October 4, 2007 8:56am CST
This is kinda a spin off from a discussion that was started here about charity, and the person that started the discussion responded to me about society feeling "owed" Thanks for the inspiration to start this discussion! (I think you know who you are)
So my question is this...when did we as a people start believing things are "owed" to us. We see it everyday. The frivolous lawsuits, the abuse of the welfare system, etc...Even down to the small things, you have a bad experience in a restaurant, the management "owes" you a free meal. Sometimes it is justifiable, however when did we forget that we are only human, and humans are prone to make mistakes? Is part of the problem due to an expectation of perfection?
It's almost frightening. I go to my office everyday wondering what type of mistake I may have made that would make people feel I owe them something. Case in point, I had an insured with poor payment history. I made every attempt to let her know her bill was due, she was late in payment, the policy was eventually cancelled. When she got around to coming in and paying she also turned in a claim for an accident that happened during her policy inactivity, and felt that I "owed" her for the fact that this accident wasn't covered. Why? Because she failed to listen to her messages and open her mail.
I can't wait to hear your point of view on this issue...
4 people like this
9 responses
@BlueStarMom1 (931)
• United States
5 Oct 07
Here is one that will blow you away. I have a 29 year old neighbor who says she suffers from fatique (Lazy) . Married with no kids, just dog and swimming pool. She decided she didn't want to work because her husband had supported his ex- wife and didn't expect her to work ( she had 2 kids to take care of as she "sit" at home. So this girl gets her doctor to put her on FMLA so she doesn't have to go to work if she is not feeling well. Funny thing is she only felt bad on Fridays and Mondays (4 day weekends). The company caught on to her habit and started giving her points anyway. So she decides to keep missing work so they will fire her so she can sit at home doing nothing but sitting around the pool. And collect unemployment. It worked -- they fired her - but guess what they refused her unemployment so now she has to go to arbitration to fight for it. Aren't paybacks great.
Now here is the kicker. She came over the other evening and proceeds to tell me that she thinks the government should have to buy her feminin products because " She didn't ask to have periods" I was agast. I asked her how it was the governments fault that she had them. I also ask her how she thought the government would get the money to buy them for her. Answer was Dumb Look. I informed her that the government would take honest hard working taxpayers money in taxes from there paycheck to buy them. Another Dumb Look. I proceeded to tell her that the day the government took my tax dollars to buy her pesonal products was the day I personnaly would march on Washington. I now clip coupons and give them to her.
3 people like this
@reinydawn (11643)
• United States
5 Oct 07
Oh, for the love of Pete! Does she expect you to fit them for her too??? Wow, that is just really stretching it to the limit...
1 person likes this
@awonderfullife (2893)
• United States
6 Oct 07
Wow that story takes the cake. People are really unbelievable....
1 person likes this
@BlueStarMom1 (931)
• United States
5 Oct 07
I agree. This woman (girl) is always coming up with ridiculous things but this one just blew me away. I feel so out of touch when I hear these things. Am I just getting to old (I am 60 ) or do a lot of the younger generation really feel this way - that the world, country , everyone owes them things? I was raised in a world and taught that the only things you got out of life were what you worked for and what you put into life. Am I now on a different planet?
1 person likes this
@CatsandDogs (13963)
• United States
4 Oct 07
You are right in the instance. She didn't pay her bill so therefore was not covered. Sometimes it takes hard lessons for hard heads to learn them. I try to tell some people that their insurance will go up a great deal if they don't keep up with their premiums but most don't listen and find out the hard way.
Now if I'm in a resturant and my food isn't cooked right, I don't blame the waitress/waiter for he's/she's not the cook. All he/she does is bring it to me and keep my drinks filled and brings what ever else I need. I tell them that too, that I don't blame them and they're much happier to do my bidding as long as it's within reason.
3 people like this
@bobmnu (8157)
• United States
4 Oct 07
Some people would say it all started with the Famous "Twinkie" Defence. Where the criminal claimed that he was not responsible for his behavior because of all the additives that were in Twinkies and he had been eating several a day for years. It seemed that after that personal responsiblity was a thing of the past. Politicians started to pass laws to protect "victums". The goal was to become a victum and get special treatment. Look at Special Education. Orginally started to provide an educational program for those students who were Mentally Redarded (the approiate term at the time). Now it has become a place for any student who wants special treatment. Parents have tried to get their child in Special Education so they could get extra time taking College Entrance Exams. Now the politicians are trying to create more victim group. We are being told that we are not responsible that some one else is responsible for our problems. The other idea that we are being told is we are entiled to what ever someone else has and we don't and let the rich pay for it. How soon before the rich leave or we all become the "rich" and have to pay for every one else?
2 people like this
@soccermom (3198)
• United States
4 Oct 07
I was wondering if I was the only one who remembered the "Twinkie" defense! LOL And you make a good point about Special Ed. mentioning Special Ed also brought to mind the issue of ADD or ADHD in kids. I think it is way over diagnosed (and so does my best friend who has a Psych PHD). It leads to more excuses as to why a person can't perform or should not be responsible for their actions.
1 person likes this
@reinydawn (11643)
• United States
5 Oct 07
Although I've never heard of this Twinkie thing, I do know the mentality!!! Same as suing McDonalds because you're fat. Let's just pass the buck a bit, ok???
2 people like this
@Lakota12 (42600)
• United States
4 Oct 07
I try not to think I owe anyone if they dont listen its not your fault they need to read mail! Or listen to phone calls ya make. I know when you are on a set income too it is hard to make thos Ins. policys I had to go with out alot last month to pay mine for it was almost $300 since they dropped my daughters car off it.
But since we had paid half of a half of it they dropped her and sent back the money but was just when ready to pay the other half which I didnt think was right so now her ins has gone up to $150 a month Ins. is getting rediculouos. Isnt it?
2 people like this
@ladyluna (7004)
• United States
6 Oct 07
Hi Soccermom,
" Now that companies are using credit based insurance scores ..." (quote - Soccermom)
If I might ask you to educate us here: When and how did insurance providers gain access to our credit information? Although my credit is fine, as reflected by my low premiums, I find this news very troubling -- on principle. I fail to see the link between how consistently and timely one pays their bills, and how attentive and safe a driver they might be.
So, I'm curious about when and how these businesses gained the right to scrutinize our credit histories, and how they justify such scrutiny. Silly me, I thought that our credit information was supposed to be among the most safely guarded information about citizens.
1 person likes this
@Lakota12 (42600)
• United States
5 Oct 07
I know its got to be awful hard to be in insureance now adays
and DOnt make since to go by credit scores for Ins. is demanded any how and like me I have been with the one company for about 30 years now and I dont understand why they charge me so much.JUst cause I got an SUV I dont go to the hills and climb lol I just like the room I have and good for when people come into town to visit.
we can all get most of us in one car .
yes it does look like they are punishing the poor people
I feel sorry for you but I know ya have to go by what the company says.
hugs
2 people like this
@soccermom (3198)
• United States
4 Oct 07
Lakota, I work in insurance and I totally agree with you. Now that companies are using credit based insurance scores it has gotten even worse. It's like punishing people who don't have a lot to begin with. The worst part of my job is trying to explain to people that their insurance doubled because of information on their credit report, but then try to convince them that that's not all that played into it. Sometimes I wonder why I continue in this profession, most of the time it is heartless.
1 person likes this
@nangel78 (1454)
• United States
4 Oct 07
I think under certain circumstances it is ok to be owed. For example, if you were screwed really bad by a builder who really messed up your house and the possibility of not being able to sell it for what you put into it and the builder is at fault, then yes this is a circumstance where it is justified. It depends on the situation and the person(s) involved and to what extent the issues are.
Some lawsuits are frivolous, yes, but there are cases where some are owed.
@reinydawn (11643)
• United States
5 Oct 07
soccermom - I think we do have the right to expect some level of professionalism from the people who are "qualified" to do a job. I do think that is a valid "right" and we are owed the quality of work we are asking for. Now, if we hire a cemet guy to do the framework, well then, that's bad on us, we should do our homework first. But some people do need to be held accountable for what they are "supposed" to do. I'm a CPA and although we provide all our clients with the same letter on their tax return - It's their responsibility and they need to look it over to make sure it's accurate - they still have the right to expect me to have correctly recorded the information they provided me with.
1 person likes this
@soccermom (3198)
• United States
4 Oct 07
Good example nangel. The argument to that is though, isn't it up to the homeowner to follow up with the builder, have proper inspections, etc...before taking possesion of the home to begin with? I'm not saying all lawsuits are bad, I'm just saying that we've hit a point in this country where nobody seems to be responsible for anything.
2 people like this
@soccermom (3198)
• United States
7 Oct 07
I agree with you, but it still leads back to the fact that people need to do their homework and not just "assume" a job will be done right. I work in insurance, and the laws are pretty tough. However, doesn't it irritate you that paperwork over the years has at least doubled because of other peoples irresponsibility? I spend at least half of my day playing "CYA" just because people are sue happy.
1 person likes this
@soccermom (3198)
• United States
4 Oct 07
Tell me about it! My daughter was assaulted by my ex husband, and when we went to court he was treated as though he was the victim. It was so upsetting to me and my family. The kicker was when he was sentenced to prison time that his mother called me and ripped me up for "ruining" her sons life, his sentence was my fault, etc...Forget the fact that he has video tapes of the crimes he was committing against my child that clearly proved him guilty.
2 people like this
@flowerchilde (12529)
• United States
25 Oct 07
This points out something I see, which is how sometimes, some seem to feel they don't have to follow the rules (like your insurance client) yet nothing should go wrong (and it's someone else's fault when it does). I don't get it!
1 person likes this
@soccermom (3198)
• United States
25 Oct 07
That's a great point too flower! And it's starting with people younger and younger. It also makes me think if the "so and so got to do that" argument I hear quiet frequently. Isn't it amazing how we all want to be looked at as individuals until it doesn't benefit us?
@Destiny007 (5805)
• United States
5 Oct 07
The only things we are really owed are life, liberty, and the pursuit of happiness, we are not guaranteed happiness but we are free to pursue it.
I believe that people thinking they are owed something originated with LBJ and his Great Society social experiment.
After that people started thinking that the government owed them, and welfare was a great way to collect.
Things got worse as people began to expect more and more all the time.
What started of fairly simply has snowballed into what we see going on today.
Personal responsibility is virtually non-existent and the silly lawsuits abound everywhere...and people are actually winning and being rewarded for the dumb things they do, even though it was their own negligence that caused the circumstances that triggered the lawsuit in the first place.
You mention an expectation of perfection... that would be an unrealistic expectation and one that can never be met because no one is perfect, and mistakes do happen.
We should expect high levels of service, and high quality products, but there can never be perfect service and perfect products.
Shoddy workmanship and materials are unacceptable and should be remedied by whatever means necessary and good service and work should always be acceptable.
Setting standards and delivering within those standards would be ideal.
1 person likes this