Credit reports...What are your thoughts?

@Feona1962 (7526)
United States
October 20, 2007 1:51am CST
How accurate are they?.... Have you had wrong information reported on yours and can't get it off?.... What do you think about hospital bills being on your credit report?.... Do you even care about your credit report? My credit sucks bigtime...There is stuff on there that I have tried to have removed but they won't remove it...Now they have added hospital bills and that affects the score... I chose to not pay a few things and take the 7 years to wait it out...I just didn't have the money...Now it seems that even after the 7 years the stuff is still on there....
2 people like this
3 responses
aaidjs
@aaidjs (1149)
• Croatia (Hrvatska)
20 Oct 07
hi again,I hate it!!They just not OK!!My hubby have a wonderful Credit report but he never go to buy something!!I do all things for family and during the time I made some mistakes and all that stay more than 10 years at my credit report!Can you believe it?The question is why they put hospitals bills at credit reports!!?regards Silvana
1 person likes this
Feona1962
@Feona1962 (7526)
• United States
20 Oct 07
I am sorry about your experiences...I don't think hospital bills should be held against anyone...I am not sure why they put them on...
Karinne
@Karinne (1220)
• Australia
21 Oct 07
Hi there Feona1962! Yes i hear lots of this stuff happening. And yes it should only be on your credit history 5-7yrs but it still follows you around.
Lakota12
@Lakota12 (42600)
• United States
20 Oct 07
this goes along what ya posted earlier or was it you ? lol I answer so many The yare really surpose to take them off after 7 years but some can stay on 10 years and of course they will put hospital bills on there they put on any thing that will ruin your credit and I hate them the gredit bearues just do nt go try and buy a house for they will make you pay every thign off before you get your loan. We even had some one else on ours that bought something from a store that we had never ever bought romand another person that lived at places We have never lived am hoping that the last time we renewed house note that they got it all off and taken care of; mine must be ok now for I had to get credit to have my lovely puppy put to sleep and creamated