Make more money at home - instead of spending it all! Do you do it?

We save money by grocery shopping in a store called Save A Lot. This store has some name brand items but mainly generic brands. They are able to keep the prices lower because they don't have baggers or stockers. If you want a bag you either bring in your own, buy one there for a small fee or box it up (similar to Sam's Club). For a family of 3 (one being a teenage boy) we usually can buy the food for the week for around $70 and that includes meat!

I would do a lot more if I didn't have a hubby! I clip coupons and only shop where the store doubles my coupons. I am a preferred shopper at each grocery store in my area for additional savings. I like to purchase off-brand items for less money, then add my own charm to items to make them look more expensive, taste better, whatever the case may be. My hubby, on the other hand, will spend every dime if left with too much money in his control, so I have taken over the finances. I keep my family of three well taken care of on one income...his. My earnings (less than $450 a month) from my endeavors are socked away into an emergency fund, which seems to never grow due to all of life's little emergencies, like car repairs. :-) For gifts, I am a creative person, so I make lots of my gifts, using items that I have accumulated like freebies, samples and leftover yarns, etc.

That is true to save something for tomorrow and slowly that will make a big amount. But I would suggest that instead of saving why not reinvest it again so that money keeps circulating and that will lead to a much bigger amount if invested properly.

Yeah, I am definitely the believer of starting small. People think that just because they can't put $100 in the bank, they can't save. I started out with $5/paycheck - originally that was for a family reunion we had every 2 years. I would save about half the money that way and I usually got a bonus that paid the other half. Now, I am up to $70/pay and it goes to 4 different funds (family reunion, cruise, trip to Tampa in 2 years and lastly my "fun" money). A friend of mine quit smoking and saved enough money for her honeymoon!! She was smoking a pack a day - which back then was about a dollar. I made her put that dollar into her savings account every day she did not smoke (we worked at the bank so that was easy to do). As far as I know she still puts that money away, just now on a weekly basis. I never spend my change. If my total is $9.01 I give them $10 and get the 99 cents back. Then it goes in a jar. I used to empty the jar every few months and put the money into my kids savings account. My oldest used it for some of his first car. My youngest just spent it. Now that they're older, I put the money in MY savings! I also take advantage of cash rebates on credit cards. I put ALL my expenses on the credit card, one has 1% cash rebate (immediately on the bill) and one has 5% cash back on gas (I redeem it every couple months for $20). During the month, all my paychecks go into savings (earning a little interest) and when the bills come I have the money to pay the entire balance.

That is really quite true.. but the thing is, when money becomes tight.. you'll drag the savings jar out and take the money.. I've been doing that a few months, and when i run out of money, I'll be taking out money from the savings box of mine.. I just think it's a matter of how you think and how strict you are with your spending.. I wish I'm able to save more at times though. I do have a forced deposit account, which I need to put in a certain amount of money every month for a forced investment of some sort. So I guess that's my way of saving, though I wish I don't have fixed deposits and forced savings for a investment fund that I don't even see the balance in..

I totally agree with your discussion. I may be giving away my age here, but I was raised to save your pennies, because they add up too. But, when I tell my kids that, they would rather have the dollars than the pennies. I guess it's a different time now. Thank you for your discussion.

welli would like to ask you how to make money online atleast $1 per day doo you know any gud sites?????

If you have some capital , You can always find ways of multiplying it with various schemes. But for a normal middle class, saving in whatever form comes to the rescue in most of the cases. One you have saved enough, go for a good investment and watch your money flourish. But till then hard word and hard savings. I totally agree to your point that we don't need all those things that we think are essential . But still some times I can't resist the temptation :D

Wow, cool comment. I give a respect. There's someone that gives me inspiration. He re-cleaned tissues from his daily activities (ex. tissues from his toilet). It sounds like bad idea, but he saved hundreds dollars (i forget the actual number of money he saved) for everything he needed.