I would really like to know,if it's possible to raise money to buy a house???

so u have to get in new apartments

If you are in the US there is the great program called HOME/MRB for first time home buys interest rates are 4.95% - 5.99% and you get a grant to pay for the down payment on your home (it is either 4% or a percentage of the value of the home). AT this pointyou would still have to pay OMI, but there are grants for 1st time home buyers that can help syou with that as well. To get this kinds of things you need to go to a alternate lender - like Countrywide Loans - as many banks do not participate in such programs and will only deal with people who have perfect credit. Yes it is possible to save money for a home. Every month put at least 15% of your income (or whatever you can handle ) into a savings account. At tax season when you get that rebate, put a big chunck of that into the bank. If you have a debt card with your bank or a credit card, find out if your bank offers one with cash bank or has one that rounds up your purchases and put the extra change in a savings account. It adds up quick.

Hi if you are in the states there are great programs out there for frist time buyers and moms just like you to help get a home with no or very little money down...You can check with local agency to find out if they are in your area..I would start with housing and see if they have a number to the departmetn that handles that or contact a good reptible realestate company and they usually have that informtion to help frist time buyers

We bought my mothers home, she asked what she payed for it, that's another option. It was a big help because she would often overlook the rare times we missed a payment. It is a long hard road and you may have to work hours and jobs that you wouldn't really want to. I'm not talking about going on the game or anything like that. What I'm saying is you have to be creative sometimes and think outside the square. Such as looking to start a business or going back to school and getting a degree for a higher paid job. Although that may seem like pouring your money into something that may take you away from the goal of owning a house, it will probably take less time in the long run, because you will have lifted your income earning potential. One last bit of advice, stay away from loan sharks. If you have to borrow, do it with a creditable bank or mortgage broker. I would advise you to steer clear of getting into debt though. Good Luck