i hate credit cards

I wouldn't go so far as calling it pathetic, it just doesn't interest me personally. My husband and I don't deal with credit cards, we prefer to pay for anything we purchase up front. But for conveniences sake, or other reasons, I can easily understand why other people do. My mother doesn't like carrying cash around and prefers to use her credit cards. Other people use credit cards to help rebuild their credit, and others enjoy the conveniences of having an instant payment method for their favorite stores. If his co-worker shops frequently through Victoria's Secret, then having an instant payment method through them likely is beneficial to her. I don't quite see how that's pathetic. *shrug*