do you add you credit card or atm card in your paypal/moneybookers account?
By pinay81
@pinay81 (1535)
Philippines
November 15, 2007 12:50pm CST
hi everyone i just want to know if anyone of you submit or add your credit card or atm card in paypal/moneybookers to verify you account is it safe to add your credit card number and security code to them because i want to verify my account to paypal using my atm card and also where to find the security number of atm card because in the back of my atm i dont see the code only my signatures thanks:-) godbless
2 people like this
14 responses
@bafywinston (106)
• Philippines
18 Nov 07
hi pinay81
you mentioned about your atm card, looking for the security card on your atm card, and what is safe to use in your paypal/moneybookers to verify you account.
first, what is your card?
there are 3 types of cards.
1). savings atm card - maybe link to your savings account (like link to your passbook. this type of card is just so that you can access your savings thru an atm card. but this does not have an security code as it is only a savings atm card. these has the megalink and other logos.
2). credit cards - are issued to people who would apply and are given line of credit bec they have the income bracket that banks fell you can pay a credit. when you look at these cards, they have the banks logo and another logo (mastercard, visa, etc.) these logos differentiate it from that savings atm.
you will also is that this card has 16 digits, expiry date at the front, and flip the back you will see 3 digits at the left side and on top of your signature. this 3 digits is the security code.
3). debit cards - acts like a credit cards, has the same features as the credit card, the only difference is that you have no line of credit but instead you place money in it like a wallet in which you can use the same way as the credit card, online purchases, shopping malls, etc.
which is say safer to use online?
i prefer the debit card to use online, bec, the only money there is the money you only need to spend or use on certain times. so you can maintain it with low balance.
as may get charged of purchase that they did not buy on credit cards.
yes, maybank is one, you can check also at banco de oro.
just check that it has 16 digits, logos ( mastercard, visa, etc.) and the security code at the back of the card.
1 person likes this
@pinay81 (1535)
• Philippines
19 Nov 07
hi bafy, thanks for very helpul response my atm card is equitable visa electron it was also an id for my ofw member and i dont have passbook only this atm card i send already an email also to paypal about this just waiting for their reply but if ever i have money in my paypal i will not withdraw that just using to buy in ebay or other online shop that accept payment through paypal thanks again bafy hoave a nice day:-)
@bafywinston (106)
• Philippines
19 Nov 07
hi pinay 81
did you get to see that security code?
if that is not a credit card, and it has a visa logo, that may be a debit card.
many banks now are shifting from savings atm to savings debit cards like banco de oro, it is their standard already, they don't have a simple savings atm card anymore.
in bano de oro they call this a cash card, since banco de oro is also link with shoemart, they also encourage it to be used there.
just an added discussion, the reason why is so that people would not be withdrawing money to much when shopping. it also solves problems of cashier giving back changes in cents. or if their cash box does not have change for a hundred, change for a thousand, it solves their problems of cashier using so much time in looking for change.
@bafywinston (106)
• Philippines
20 Nov 07
i think you are confusing the issue.
i did not sign up with paypal only moneybookers.
but i see in your response that you are looking for the security code from paypal, i'm a right?
i don't think paypal will give you that.
a security code is a term used with a credit card or a debit card in which i already explain.
it is the last 3 digits at the back of the credit/debit card.
but if you waiting for a security code from paypal, i am now not sure what you are referring at.
bec i checked the list of country that can apply for paypal and the philippines is not yet one of them.
if you have a moneybookers for mylot use, then i think that would be ok.
but i think your moneybookers account will also be needing is a credit/debit card account and not a megalink atm. they will not be able to read that bec that is only a local card.
for online use, they refer to a credit/debit card account.
i hope this will help.
1 person likes this
@pinay81 (1535)
• Philippines
21 Nov 07
hi again bafy, thanks i email paypal tell them that i dont see any security code in the back of my atm visa thats why if ever i enter my atm account number still not yet complete because of the code that i need to enter in moneybooker i add my another atm megalink and its already verify but i want to use my paypal account thanks again you really help a lot godbless:-)
@theproperator (2429)
• United States
15 Nov 07
I've had my credit card linked to my paypal account for over 5 years now, and never had a problem. Not only is Paypal good at securing your information, if there was an unauthorized charge on your card because someone got into your paypal account, most credit cards will take the charge off anyway, because it was unauthorized. Just safeguard your username ans password and make it hard for someone to guess, and you should be fine.
1 person likes this
@pinay81 (1535)
• Philippines
15 Nov 07
hi thepro, thank you very much for your help atleast i feel secure now and not worrying if is it safe or not and can i ask also maybe you know where to find the security code in the visa atm card because in the back of my atm card there is no security code only my signature thanks again godbless:-)
@secretbear (19448)
• Philippines
16 Nov 07
i added my atm in my moneybookers account. i guess it was safe that i added my account number because i received my money and nothing bad happened to my bank account. ^__^
@chrislotz (8137)
• Canada
21 Nov 07
You can't add an ATM card to your paypal account. You can add your bank account which is not the same numbers as your card. Do you have any checks to your bank account? If you do, it's the numbers on the bottom of the check. Or do you have a bank statement around the house? You can find your bank account numbers on that.
You can add a credit card very easily and this can work the same as a bank account. You have money sent to your credit card and then take a cash advance off your credit card to get the money, if you want it.
I have both my bank account and my credit card attached to my paypal account. This way if I want to buy something and I don't have enough money in my paypal account they can still put it through right away and charge it to my credit card. If I want money sent from my bank account to my paypal account it takes up to 10 days before paypal gets the money so I would have to wait that long before I could buy what I want.
I hope I have been helpful to you. I hope this answers all your questions. If not just phone paypal. They are very good on the phone and will help you.
@pinay81 (1535)
• Philippines
23 Nov 07
hi chris i dont have credit card only atm card even bank account like cheque bank i dont have also thats my plan if ever i got money already in my paypal account i will only use it to buy online shop like ebay etc., but still my problem is my paypal verification thanks for sharing good day:-)
1 person likes this
@chrislotz (8137)
• Canada
23 Nov 07
It's been a long time since I set up my paypal account but I seem to rmember there is a link for phone verification, is there not. Or maybe you can phone them and ask how you can do it without a bank account or credit card. It would be in your best interest to get verification because a lot of sites won't deal with you if your account is not verified.
@Perry2007 (2229)
• Philippines
18 Nov 07
I added my account number in my money bookers, When you widraw your money from there it will ask you for your SWIFT code, so ask the swift code from your bank so you can have it handy when you need them. In my pay pal account I have not yet added any account or credit card numbers. Dunno if they need it soon.
@pinay81 (1535)
• Philippines
19 Nov 07
hi perry i have also an account in moneybookers and i give already to them my bank account and my swift code so i have no problem now in moneybookers only in paypal and i cannot use the atm card that i used in moneybookers to paypal because its not visa and mastercard its only meglink so i use euitable visa atm card to paypal but i need to know 1st what is the code so i can verify my account there thanks for response godbless:-)
@pinay81 (1535)
• Philippines
16 Nov 07
hi vsra, thanks for your help also and you are right there is no secret code in the back of my atm but when i enter my atm card to the paypal to verify my account there is a box there that need to enter the security code if i leave that blank it become error because i should enter the code:-( thanks again good day
@bong_domingo (878)
• Philippines
15 Nov 07
i think it should be a credit card, visa member credit cards, the security code is the one at the back of your credit card just above your signature, particularly the last 3 digits. i just had my paypal account the other day and entered my citibank credit with it. Infact was just able to use it to pay for something in another site.
@pinay81 (1535)
• Philippines
16 Nov 07
hi bong actually thats my problem with my equitable atm visa card i have no code number at the back of my atm only my signature and i dont know if is it in the front or what in moneybookers my account is verify already using my other atm card (pnb) but i cannot use it in my paypal because its not visa/master card:-( thanks for response good day:-)
@rosamyrosa (17)
• Ireland
18 Nov 07
i have also same problem
my visa debit card have the code and i entered
the code for verification, paypal is not accepting it
i added the the same bank account to paypal
successfully
@luvstochat (6907)
• United States
15 Nov 07
I have two paypal accounts one has a bank account and credit card addes the other one has just a credit card. They use these to verify your identiy. I have never had any problems with either account.
@bafywinston (106)
• Philippines
23 Nov 07
you don't need a credit card,
get a DEBIT CARD, is a savings card that ACTS LIKE a credit card.
it is best for us using online, bec you do not need to place so much money, only what you need to spend.
in banco de oro, you can open with P 2,000 and deposit must not drop balance under that, if not it will be close your card.
if you need to spend for example P 1,000 online, you need the balance in your card over P 3,000, so that when the P 1,000 is used, there is always a P 2,000 maintaining balance inside it.
@bafywinston (106)
• Philippines
22 Nov 07
i will give you an example of how the numbers look like in the card.
at the front you will see:
5411 5555 6666 7777 = an example of the 16 digits at the front
valid thru
1219 == expiry date meaning dec of 2019
AT THE BACK, IT WILL SHOW:
7777 146
( you will at the back, it repeated the last 4 digits of your 16 digits, beside it is 3 digits which in the example is 146 = SECURITY CODE )
if it has a security code then it is either a credit or debit card which can use online. meaning even your moneybookers need a credit or debit card to work. online DOES NOT TAKE SAVINGS ATM WITH MEGALINK , as that is used only for the country in where you live.
the card with the MEGALINK is a local savings card, which YOU CANNOT USE for online transaction.
hope this helps.
if you need a debit card at least for online, go to MAYBANK or BANCO DE ORO. their savings atm is already AT THE SAME TIME A DEBIT CARD.
@pinay81 (1535)
• Philippines
23 Nov 07
hi again bafy im so thankful you always help me about this ok i know the problem now my atm equitable visa card is also my ofw id card given by poea (government agency in phils.) thats why there is no security code only the atm card number and including my ofw id number card in the front so i think its better to open new account number or enroll to a credit card company but i dont like credit card im afraid not control my self by always using it specially i love always shopping thanks again bafy i choose you to be my best response godbless:-)