do you own a credit card?

No, I dont have a credit card but I have to get one. I believe that there is a positive and negative sides having a credit card. Because if you have one, you dont have to avail of the loaning company that has very high interest. Credit cards has lower interests than loaning companies. Though I should say taht we must know how to use it.

No i don't, But i always wanted to get one. It's like without a credit card you can never buy anything on the internet, ah well, we have paypal.

mine is prepaid. it is called eufora www.euforaprepaid.com

I have one. It is good to have it especially when you're in emergency. For example, while you're driving then you're realize that your car was out of gas/petrol. Then you have no cash. Credit card will help you.

i do not intend to have one.. there are functions of a credit card. credit card suits to some people such as constant traveler, convenience-craze, fast-paced people. the need of a traveler for a credit stems from the differences in currencies. credit cards get rid of the need to exchange money. convenience-craze people see the card as part of being convenient. one does not count money when paying, just take out a credit card and it's done. fast-paced people also see the card as essential to keep up and cope with the accelerating pace of technology and lifestyle. however, unless you are not a disciplined person or don't know how to control impulses, credit cards are not for you. i am kinda like that person.

Nope! I do not have a credit card! It will just create trouble in my life. i just prefer to have a wallet with money in it. i am more comfortable with that. and i do not plan on getting a credit card. never will.

Yeah, i carry one , but not sure if i own the card or the card own me :) There is nothing nice about credit cards.