money, friend, problems

China
November 30, 2007 2:43pm CST
will u lend money to a friend u were not so familiar with but he/she needs that money badly(e.g. for emergency)? I lended 200 pounds to a friend who I were not so familiar with because she looked so helpless and nearly cried. She said she would give that money back a week later but everytime I met her she just gave me some excuses like forgot or too busy with her study(both of us r students) to go to the bank withdrawing cash for me.(I waited for nearly a month!) I was angry about her for a lots of excuses and because of the problem with money we had terrible quarrel. Although I got my money back at last, I felt so bad and one of my friends advised me never lend money to ur friend even ur closer friend. If any of u had some similar experience? What do u think about lending money to ur friend? Do u think it is better not lend the money to friends? I just wonder
4 people like this
13 responses
• United States
30 Nov 07
Hi Sardine, I agree with your friend. I don't loan money to friends, its just makes more problems than anything. I know it's hard to say no, because saying no sort of says "I don't trust you" and that can be hurtful to the friend you are turning down. But then if you do, and they don't pay you back, then thats even a bigger problem. I try to stick with the rule, if you can't GIVE them the money, then leave it alone. 200 pounds is quite a bit! That's like close to $400 US dollars. WOW! Your a really nice person. Do you think you will be loaning anyone else money in the future? How do you feel about it? Bay Lay Gray xx
• China
1 Dec 07
Thanks for sharing. I also ask myself this quetion. The answer might be yes but I would only loan money to those close friends. I trust them and believe just because they need money urgently for some cases so they ask friends for help. Undeniably, I will consider how much they ask for and if I can afford that amount I would like to help. But if I don't know her/him so much I might not loan money to them.
1 person likes this
• United States
1 Dec 07
Yes atleast you know you can't trust this person again, even though you finally got it back, it still took too much out of you. That person's loss really, they lost out on a good friend who helped them when they needed it. Hope that taught them a lesson. Bay xx
• China
1 Dec 07
I also not very like to lend money to others.I afaid they don't want to return back or forget.So I hope they dont ask me to lend money.I also don't lend money from friends.
1 person likes this
• China
1 Dec 07
thanks for sharing.But in some cases it's hard to so no to your friend
@Ambur25 (1006)
• United States
2 Dec 07
For me, personally, I would lend money to someone who I thought needed it. I have before. However, I wouldn't lend money to them "expecting" it back. We can make a deal that they'll repay the money, but if I really want the money returned, I wouldn't lend it. Keeping that outlook keeps any quarrels to a minimum for me. Besides, if you don't expect to be paid back, you'll be grateful when they do. But, if they don't, you won't have expected it in the first place.
• China
2 Dec 07
Thanks for sharing. That's a good point for not expecting your money back if you lend it to someone. But since I can't afford that amount of money I did need them back.Why I lent it to her just because I wanted to help but it was a bad experence that she destroyed my good intention.
@lucky_witch (2707)
• Philippines
1 Dec 07
Well, in most cases I think I will still lend money to my friends whom I know well... but I will not lend money that I can afford to loose. If we lend something, we know taht there is a tendency that our money will not be returned to us... So , I prefer that if I am going to lend anyone my money or things... i know that there is a possibility that I wont have it back.
1 person likes this
• China
1 Dec 07
thank u for sharing. Maybe next time I should consider if I can afford lossing money or something I lent to others
@riveream (111)
• Philippines
1 Dec 07
Hi sardine372000. I always lend money to friends, classmates or the "friends" of my friends.I do not know why I always lend my money to someone. But it is just that I also sometimes need to borrow money when I forgot my allowances or that my money is not enough in case of emergency. Since I am still a student, I always have a problem on whom to borrow money. I can borrow money with my friends. Usually I paid them a week, or month/s, or even a year later. But I always paid them. It is really kind of them, my friends to be understanding. There was this one time, I needed cash for my fare. And I do not know where to borrow. And I saw this guy who is much older than me who is a running for a student government. he is good, and a brotherly-like figure. He gave me money and when I told him that I will pay him back the next day , he just said to keep it. His attitude may seems to you or to anyone who doesn't know him will think that he is doing that to win a place in the student government. but he is not like that. I couldn't believe what he said. I just felt shy, embarrassed. Hello? We are not that really close but he knows my face because we are both in the same university since elementary. he is so generous. from then on, I always lend my money to my friends, classmates, or the friends of my friends when they needed it or sometimes they wanted to buy some food. Sometimes, they pay, sometimes they don't. It is not painful for me to lend my money when they needed it. but it is really painful that when i lend my money to someone, they do not pay back. And it really happens to me sometimes with my friends, classmates, and to the "friends" of my friends. I guess I just sort of did what the person-who is running for the student government-did to me. I think it is better if you lend money to your friends. because someday, you will also need their help. maybe not in money.
1 person likes this
• China
1 Dec 07
wow.What a nice experience you had! It seemed that guy made this world more friendly and decent. The reason why I lent the money to this girl was because we were in the same university and I used to loan money to my classmates and friends in high shcool like you. Of course the amount was not as much as this time, but as you said we borrowed or lent money when forgot bring the purse or that our money were not enough in case of emergency. Thanks for sharing
• United States
1 Dec 07
Lending money is a dangerous thing to do no matter how close you are to a person. I have seen it ruin friendships and tear families apart. The best thing to do is to say no if you can. If you can't then loan the money, but try and make it feel as if you are giving it away (to yourself not the other person). That way if they take a long time to pay you back, or not at all, you are okay with it. It also feels rather like a gift when you get it back. It is believed that we can't say no to our friends, but in fact a friendship is more likely to survive you saying no then it is to survive anger, and frustration brought on by someone not paying you back, or the guilt that they feel.
1 person likes this
• China
1 Dec 07
thank you for sharing. Yeah, what you said was nearly the same with my friend. She said either not loaning to your friend or loss your friend. But if it was true what's the point for having a friend?
@innechen (1318)
• Indonesia
7 Dec 07
my answer is "No", i would never lend a money to someone i didnt know well enough.i sometimes lend money to my close friend but i naver chase them to pay me back, i just wait until they have money to pay me.beside i also didnt have lots of money so the amount i loan to my friend only small amount,so its doesnt matter.even if i have lots of money i would still considered 1st,specially if its in big amount.
@cheenlly (3476)
• Philippines
1 Dec 07
in some point you are right but perhaps not all. I still let my friends lend and vice versa but of course to those only who are close to me or sometimes not close thats only if i see or feel the sincerity because i know sometimes people are broke due to some problems and im willing to help if i have something to help. My friends knows my credibility so no problem in lending money besides money is just money , it can be earned but of course i didnt mean i just let always people to lend from me, i know how to refused when i dont have and i know people when they are abused and i know people who are sincere. So sometimes we have to be careful too.
• China
2 Dec 07
thanks for sharing. As you said , I need to be careful when I want to lend money to someone. It's good to have a high credibility and if everyone has that it won't be so difficult to judge he/she is reliable or not.
@men82in (1268)
• India
1 Dec 07
I am extremely not happy with lending money to friends familiar or not so familiar whomever they are. I believe that lending money to a person whom we know may bring down the affectionate and love we had for them. There would be something itching in both of our minds till the money is returned back. Once I gave a money to one of my colleague who is not actually a friend but a familiar person. He said that he need some money to meet the medical expenses of this father. I thought the money I gave could help him in getting medicine for this father. When he left after getting the money from me, I heard from another guy that the person who took the money was away with his girlfriend for a movie. I was really shocked to hear that but really helped in gaining such experience. Please be very careful in lending money to a new person and it is always better to avoid lending money to a known person...
• China
2 Dec 07
The point you mentioned was what my friend told me. She said lending money would break up the friendship. But the guy who took your money gave you a bad experience and he must felt shame for doing that to you! Because he lied you and destroyed your kindness for offering help! However it is his loss to lose your trust since you are so nice to your friends. Thanks for sharing
@fanji008 (775)
• China
1 Dec 07
Hi,there! Well,first I'd like to say it's very nice of you to do that. When someone we know comes across some problems,it's very nice to offer some help.But just as what you said,what if the one is not our close friend.Well,I will definitely lend money to my close friends if they're in need. As to those I'm not familiar with,I'll try to get to know how is this person and whether I could trust him/her,whether he/she will give it back to me on time.If I know he/she is not a person that I can trust,then I won't lend money to him/her.Sorry to hear that you came across such a girl who always found excuses and didn't give the money back on time.Maybe you need to be more cautious next time.Best regards and have a nice weekend^_^
• China
2 Dec 07
I know what people felt when they need money for some reason(especially emergency)so I thought I better offer help. Yes, if she was my close friend I would definitely loan her money without thinking. But since now on I would be careful if someone who I was not so familiar with want to lend money from me. Thanks for sharing
• United States
1 Dec 07
It depends on how urgent the need is. I generally would not lend money to someone I am not familiar with. However, I remember giving some money to an acquaintance when I heard that she is going for a surgery and have been going around borrowing money to cover the fees. Later on, I found out that she did not need as much as she claimed and used most of the money people gave her to start her own business instead. Oh well, hope she is doing well with my money. Afterall, I gave it with good intentions and would not want to doubt her reasons for cheating money.
• China
2 Dec 07
wow,it is very kind that you offered help initiatelly. You must be a very nice person~ As you said you gave that money with good intention that's enough. You got more than that money, give you my respection~ Wish you a good day~
• United States
1 Dec 07
im sorry but i dont know how much pounds are converted into usa dollars so i am confused to how much you lent her.
• China
1 Dec 07
nearly 400 dollars I guess
• United States
1 Dec 07
I only give money to friends who I trust and know will pay me back if it's a lot of money. If its a small amount it won't bother me much. But If you need the money more then i would say not to.
• China
2 Dec 07
thank for sharing