Do you use credit cards for shopping???

Credit cards... - Everybody out here likes shopping, but not all of us like giving out cash everytime or simply even carry it with us...

Right now, I don't make big purchases on my own and that's the reason why I don't have credit cards of my own.. But i soon will be applying for a couple of them.. They are very handy when making out big purchases...
@Lifeless (2635)
India
December 18, 2007 12:07am CST
Hi all... Everybody out here likes shopping, but not all of us like giving out cash everytime or simply even carry it with us... So, tell me, do u use credit cards for shopping or prefer to carry cash while going out shopping??? Share with me people... Right now, I don't make big purchases on my own and that's the reason why I don't have credit cards of my own.. But i soon will be applying for a couple of them.. They are very handy when making out big purchases...
2 people like this
10 responses
• India
13 Mar 14
Yes. I use the credit cards for purchasing things. It brings down the burden of taking the money to every place you want to shop things. When you are using these cards, you should know which type of card you want to use. There are different cards such as student credit cards, business credit cards, zero-interest credit cards, reward system cards etc. With the rewards system cards, you can enjoy additional benefits such as airline miles, gasoline points etc. You can also sell the points of the cards for a better amount. I cam e to know about this site, it pays for selling your credit card points.
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@sacmom (14192)
• United States
28 Dec 07
Everybody out here likes shopping? How come no one ever told me? :P LOL I hate to shop, and even worse I hate to spend money! :P But since I have to shop I normally use my ATM card or cash. If my husband and I are in a pinch and payday is only a few days away, then we will use a credit card. But I hate using it as the interest on it is so high. I'd rather pay by cash any day!
@arkaf61 (10881)
• Canada
28 Dec 07
Unless it's an emergency I don't use credit cards. If I have money to buy what I want then I use cash or my debit card, if I can't afford it then I don't buy it , that's quite easy to me. I don't like to carry cash because I have a tendency to loose it so for me the best way is to use my bank debit card. I only use money that I have and not money that I don't have. As for big purchases, the same applies. A debit card works as well, so does a check. Credit cards are a dangerous tool and many people are in debt and continue being in debt because of them. A credit card only makes sense when the person has the money to pay for the purchases so the full amount will be paid as soon as the bill arrives. But in that case, there is no need to use a credit card in the first place. So it doesn't make sense at all:)
@prily9 (568)
• Indonesia
21 Dec 07
I choose cash than use credit cards. because they gave me high tax. before, I had 3 credit cards. and I think I used it too much. so I closed it all. but right now I guess I'm preety sure that I can manage credit card. ( right now I'm looking for the right one ) I think I will use it just for the back up. I mean if I got ill and don't have enough money for hospital. or If I will going abroad. other expense I guess I prefer to use cash.
@Frewin (42)
• United States
21 Dec 07
My advice to anyone about cuedit is not to use it unless you have the money to payoff your bill each month. So the answer for me is, yes use your card instead of taking large amunts of cash out with ou, spend only as much as you have cash on hand...then pay your accounts in full each billing period. I see ou will be in the market for a credit card sometime in the future. I have a site that offers card for every situation, please let me know when you are ready to apply for one and I will send you the address. Thanks!
@hkgirl (51)
• Canada
28 Dec 07
sometimes when i am at the mall and i know im gonna buy a lot at different stores i like to use my credit card i just keep it in my pocket because it is so easy and fast and then ill just transfer the money onto my card when i get home.
@snivelbec (135)
• United States
18 Dec 07
Well, I have a couple of credit cards which I carry balances on but in the next few months those balances will be gone. Be extremely careful, especially if you're just starting out; compare your interest rates if you can, NEVER be late in your payments (your interest rates will skyrocket) and make sure you really NEED to get whatever it is you're purchasing. As far as Christmas...yes, I am using my credit card(s) whenever possible. I also charge our cell phone bill and all groceries, but here's the reason. I have a credit card which provides cash back, up to $300/calendar year as well as one which provides a credit (rather than cash back) at the end of each year's cycle of membership. Neither card has an annual fee, and I pay off each card every month. So this year's 'Christmas fund', in part, consisted of about $275 cash from use of my Citicard and another $278 from AmEx Blue Cash. And, of course, no interest charges on any of my card activity since I pay off each month. It takes some discipline and organization but you can really get yourself into a position where your credit cards are, in essence, earning you money. And, yes, there IS the occasional big purchase that I'll pay off over time but I try to make sure it's not too much time - say, around two or three months, tops.
@bowtieguy (5915)
• United States
19 Dec 07
I like to pay in cash if I have it on me, but if I soend more than 50$ or so or when I get gas I always use my credit card.
@zichen3 (132)
• China
20 Dec 07
When I go to the supermarket, I usually use the credit cards, so convient and speedy. On the other hand, if I use money in the public, I'm afraid that I receive the fake money, I have received once, my parrents called my names. so I like use credit cards when I'm shopping. And credit card could pay for the online shop's service.
• United States
18 Dec 07
Well I always carry cash with me. I don't have or own any credit cards. But I do have a bank acount. Which has cash in it. If I ever needed to make a big purchase I'm sure I will probably use it. I prefer cash anyways. I wouldn't want to get myself caught into debt. Well I hope this information helped you. If you have any more questions just ask okay?