Money and Living with Your Boyfriend/ Girlfriend

Now, when you say he spends like water, do you mean that he saves none of it and doesn't pay his bills, has lots of debt? or does he just earn enough that he is able to spend a lot on stuff you see as unnecessary, but still meet his responsibilities? eEither answer doesn't mean the end for you, but in the case of him spending money he essentially doesn't have, then you should take steps to protect your own interests. Keep seperate bank accounts and either have each person have certain bills in their name that you are responsible for. That way, if something doesn't get paid, then it is only a ding on his credit, not yours. You could also do a shared account for rent and utilities, if you are sure that he would contribute his share and wouldn't spend money out of it for other things, but honestly, just splitting bills is easier, my BF and I have done it that way for years (and we even trust each other financially now, it's just easier to keep doing it this way). However, to help with the fights, remember that his money is just that, "his," Once he has paid his half of the bills or whatever you have agreed on, you aren't really entitled to tell him how to spend the rest of it at this point. If you both decide "let's save up for a house" (or whatever) you should decide how much each of you will contribute to that goal each paycheck, and then leave him alone about the rest of his money. Telling him what to do with it is just going to make him resentful and maybe even "rebellious" and he may spend a bit more just to show you don't control him. Anyway, I hope some of this helps your situation. Good LUck.

I think you need to break up with your lover since both characters are different. It is very hard to accommodate each other for long term.

you either need to get a system together or call it quits while its early...money problems don't go away... men usually do spend more for some reason?? i don't know how, but if i send my hubby shopping for dinner, he will spend $25 more than i would have!! it sounds like if you stay with him you might have to support yourself a bit...it is up to you if that's okay...the other thing you can do is try setting an account where you each deposit x amount a month to save...good luck!