Miser or thrifty??

Hiya Kun, sometimes people get confused on where to draw the line between being thrifty and also a miser. But it's actually simple. See how much money is in the bank, and save a considerable amount each month. So the balance of what one has, is the one that can be spent on anything. And if say one saves $500 every month and have left another good $700 or so or more, use it wisely. Like try to spend only $300 maximum and leaving another extra $100 for emergency. That way, one can save more. I always try my best to set up some for savings so the money will pile up in time. And anything extra from the lot can also be put inside the saving bank. A miser is someone whom has his or her own money, but choosing to save all the money at the expense of others. Like not wanting to shed even a dollar if possible. Now, that's not a really good thing. Because he or she want to enjoy going out and stuff, but only living off others in a sense. Like wanting others to treat them all the time and all, without any giving. Always take, don't want to give..

hello casper! hehe and here i am again... actually, i don't know what i am...haha some people see me as a miser coz they don't see me buying things right away & i usually refuse to buy anything that they offer me...haha especially when i don't feel the need for it..haha but i am not as thrifty as well, coz there's a tendency for me to buy something that i think we really need no matter how much is it... maybe i'm a combination of both? i don't really know... what i just know is that i just buy things that i need & not what i just want...and what other people don't know is just i don't buy something coz i save the money to buy another thing...hehe so in the end, no more savings still... and i just budget the money that i have to make ends meet...

No, a miser is someone that won't spend money or hardly spends it at all. It seems to me you're being thrifty. I try to be thrifty, but there are times where I will buy stuff that is of better quality. A miser would be someone such as my friend or my great-grandfather. They won't buy anything else unless it's absolutely necessary. My great-grandfather only had two or three pairs of pants and would wash them regularly instead of buying extra ones. My friend refuses to buy her own place and instead living with her family. Here is the definition of miser: "a stingy hoarder of money and possessions (often living miserably)." So, you see it's a stingy hoarder. If you're not too stingy then it's not possible for you to be a miser. Cheers and happy myLotting!

Well, I'm definitely thrifty, and most times I see myself as quite miserly too! I guess this is why we are on mylot. every cent counts! even if it takes forever to make a few cents! haha. I suppose it's hard to draw the line. the best way is to be thrifty with yourself but to be generous with others. but then again, it's easier to work the other way, and splurge on yourself and be thrifty when it comes to gifts for others. lots of food for thought...

A miser is someone who is very stingy to others and themselves. They are not generous at all and they like to take advantage of others. Whereas, a thrifty person is someone who just saves on himself but not others. They are generous to friends but do not take advantage of others.

I think a miser is someone who makes other people miserable because they will not spend money. Whereas being thrifty is just being sensible. So a miser would feed their children gruel but a thrifty person would feed them the cheapest chips they could find!

a miser is when you wont spend anything for any reason, thrifty is when you buy stuff but save on it while buying. i am thrifty and somehow manage to generally find good deals!

On my part, I learned the importance of saving at an early age. I still remember that I always had money on my wallet and in fact, I really loved receiving wallets as gifts because I would save as much as I could so that I wouldn't experience being low on cash. I first opened a savings account with a local bank when I was still a school girl. I tried to be as thrifty as possible and spend only on things that I really need, such as food and transportation fare. This way, I didn't ask for allowance for my school projects as often as I should. Eventually, I was able to save. And this habit went on until I got my first job after graduation. However, I really wasn't able to continue doing this when my husband (who was still my boyfriend then) and I met. And it worsened when we got married and had our first child, along with the soaring prices of commodities. Also, having a credit card really burdened us in the long run. Now, we still have an outstanding debt with our two credit cards; but I'm hopeful that we'll be able to pay-off all our existing obligations, and save for our daughter's education as soon as possible. I do believe and consider myself as thrifty and not a miser because I don't sacrifice food just to save.

i am actually a big miser...LOL...most of my friends have enjoyed KFC of MC for hundreds of times(most of our familes's incomes in China are not very high...so one time of consumption in fast food restaurant like KFC is usually a little costliness...)but i only went there 4 times totally. i usually ignore the farmful parts about those---to tell the truth,they are really delicious...i often dreamd of their sweet tastes...^_^but i'm a real miser---maybe including a little thrift...i just control my thirsty desire...sometimes i think i am too severe...don't know what to do with it ...will it be a harmful habbit?

You sound like your are being thrifty. Unless you compare yourself to Scrooge and find out that you are more like him than you think - then I would think you would be more like a miser. Misers don't like to spend money on anything, especially to a good cause.

well, I am consider myself living in a frugal way as long as I could see that I could live in a day with a simple meal then have to wake up with the same routine everyday with no complain. I am thrifty as even though I have money then i could afford to buy something I never buy it unless it is a basic need. In term of want is very plenty though not to the point of depriving myself of luxury and comfort, that money could give, I hesitant to spend it and I rather save my money for rainy days. Though, i could be a great spender but not to the point that i am going to spend the rest of my money. Especially if the money I get is from my hard effort i tend not to spend it as i look at every cent as valuable. Though, if you are going to accompany me and you feel thirst.. i am not going to treat you as long as I notice you have your own money I would let you be the one to buy rather than comes from my on my own pockets.. the same things with fare... as all the prices of all commodity is rising that I prefer to be thrifty or either live in simplicity although I have money.. let the other people think that I am not earning much not to the point of looking miserable but so that they would not pestering me to borrow my hard earn money.. and that I tend to look more humble and in cases their is an emergency.. it is the only time my money would comes out to help..lol.. though I am a miser sometimes though not to the extent of being greedy just wiser..hahaha