being held responsible for someone else!!!!!

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Here is the scenario .. Say you have a friend that the guy/girl your living with borrowed money from you have made it known that when money or anything is lent to him/her that you have no part in it, that it is to him , because you do not want to be responsible for his/her debts. Then your boyfriend/girlfriend is not paying his debt back. Again your boyfriend/girlfriend goes and asks his/her friend to borrow more money and then his/her friend talks to you about it and you point out if you have problems getting what he owes you know then it wouldn't be a good idea to lend anymore to this party, at that point you again tell the party you have no part in this and that it's between the two friends and not you because you are not wanting any part in this and are not asking for the money. But then later it gets turned around because the significant other of the person who lent the money is getting on them saying hold the other party responsible because they live together. Do you feel this is right especially when they told the lender that they are not involved and warned them not to lend to the party again? Mind you that these two are not married either, and they can't be held under a common law marriage either. Not to mention the one they are now trying to hold responsible did not make any agreement to pay back their significant others debt, quite the opposite they specifically stated that they want no part in the debt because they are not asking for it.