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this ard has a 28.% intrest rate and i own 150.00 i was suppost to pay it this paycheck but i gabled my money and lost 10.00 but did make any good ops but i swear next pay day i'll pay it and bad thing Is there more Then just one bill i need o pay !!!!! i have so many bills and i dont even pay rent or have a car or anything but yet i own soooo Much money..... ahhhhhhhhhhhhhhhhhh