Being in Debt is the worst

What makes people in debt is they don't have saving in their account. A litttle saving is enough to prevent us from putting ourselves in debt. I understand how u feel. Friends sometimes will run away from us when they get to know we are in debt. The important thing is settle it and don't make another new one.

Agree with you. Debts do not recognise family and friends. It goes beyond any relationship. I have seen many families broken up and years of friendship go up in smoke because of debts. Even that, incurring debts is something we cannot do without. At some points or other, either voluntarily or without choice we are succumbed to debts. The best thing to do is to minimise debts and try to clear it as soon as possibble before it swallows and destroys our life.