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So...Mu hubby and I got a prepaid credit card recently, but I'm really starting to wonder if it's worth it or not. Every month they charge us $4.94 just as a monthly charge. We didn't want to get a real credit card because we are already in debt and are trying to climb out of the hole before we create anymore. The prepaid credit card is handy...like when I have to get gas I don't have to worry about getting our babies out of the car and take them in to pay for it (it's pretty cold here right now and the less I have to get them into it the better). But I just don't know if that monthly fee is worth the convienance. We decided to close out our checking account because we had an unauthorized withdrawl from our account that put us overdrawn; and even though the company put the money back into our account, the bank was still charging us the overdraft fee (even though we didn't authorize the withdrawl in the first place and it should prove it when the money was credited back to our account). A few days ago when we got our income tax money back we opened up another checking account (at a different bank of course) but it will be a while before we get our debit cards in. My question to all of you is do you have a prepaid credit card and do you think that fee is worth it? Do you think I should close it and just wait for my debit card (which would have the same convienances as the prepaid credit card for us)? Or should I wait til the debit card comes in and then close it? Your advice is much appreciated!