is it polite to ask your money back from your close friend?

I'd ask. Especially since you need the money. if they cannot pay you all at once, maybe suggest a downpayment plan?

hi plumwish07. I think you have the right to ask your money back. but the matter is the words you need to say so the person would not feel offended by the asking. but you should request your money back. maybe you can start by saying about the increasing need for some more money and then make the situation as if you suddenly remember that the person still owed you the money and ask the person if you can get your money back. perhaps it would look like indirect request towards this person. but if the person still won't pay you back, I think you had better reconsidered your friendship with this person.

I'm so sorry that you are in this predicament because I know how hard it is to ask for the money back. I spent some money on something which a friend promised to pay me back. But, when I asked her about it, she got really vile and nasty and threatened to harm me. It was only a couple of dollars, so I let it be. But, believe me, I was never friends with her again and I avoided her at all costs. Some people make friends only so that they can ask you for money. They pretend to get really close to someone and then when they get the money, they are never seen again or get really nasty. I don't know if this is the case with your friend, I sure hope not. But, as others have said, it's best not to lend money to a friend unless you are will to consider it a gift.

i have this problem like yours we all know we all need money. It's alright if we ask our money back, like me i also have a friend who owe me not that big amount but still money. I saw her almost everyday I waited each day to bring my money back. Until one day I badly needed that money I have bill to pay and I'm short of cash so I approach her and tell her about my problem I don't want to this my friend but I don't have any choice I badly need the money blah blah blah long time I did not ask you to give it back to me but now maybe it's a long time now I'm the one who needed it most so she understand my situation and give my money back. Sometime we need to ask them people even our friend need to be reminded they know they owe us but they maybe thinking we did not need our money at the moment. There is nothing wrong to tell them the truth but say it nicely. There are people who are hard paying person and some of them are no need reminders. She is your friend and you will know her more approach her and tell her you need your money that it.

I would just go ahead and ask them for your money back. If you need it then you need it! If they can't give it back to you all in one go then ask for them to give you back some of it each week until it is all repaid. I always say, if you lend money presume that you will never get it back. So if you can afford to 'lose it' then so be it. I would rather keep my friends than the money. However, that being said if they really are your friend then they should make every effort to return your money. A friend of mine had a problem like this with his friends and so he made us right out an 'IOU' which he kept. Even if it was for very small amounts of money. He said he had lost a lot of friends because they wouldn't return the money. I felt hurt that he wouldn't trust me but he said that that was his way. Ask for your money back...

Since you got this thought.... Go ahead ask for it with a nice request. Secondly if the person was so close & good he would have easily felt your need for it. Try to find if the person is capable to give back your money. Then proceed. All the best

It is okay to ask your money back. It is your money. But it is easier said than done. I know cause i am the same, i find it hard to ask for my money back. It is really not that easy... Maybe, since he is your friend, you can talk to the person and give hints that you needed some money right now and if he is already able to give back the one you borrowed to him it will be of big help.

You have every right to ask for your money back hon. Your friend should have paid it back as quickly as possible. And since you are needing your money, you should go ahead and request it from your friend. I know that sometimes that is hard to do, but hey....it's your money that is owed to you. Good luck with this hon.

Yes, you can ask for your own money which you lended her/him, without any hesitation. Afterall, it was your money and you have every right to ask for its return. Please don't feel shy and do not think that your friend might feel offended, let him/her feel offended, but the money is an important thing and it must be returned at any cost to you.

your friend should have been the one to initiate the payment since she/he is the debtor. it would be impolite for her to delay the payment without due reason, she should make apology in the first place if she can't give the money back in time. i guess the best thing for you to know is to remind her, tell her you need the money and give her a week or so to pay you back. just make sure you do it politely or else she will feel harass.

Plumwish, if it's a borrowed money why will you demand for it to be paid? I mean having friends is not about being carefree about the favor we lend them. I for one had many experiences from close friends and yes, up to this time they haven't paid some. Some are kind enough to return what was borrowed but still few took it for granted. I will stay honest to my friends, that I also badly need the money. Politely tell them that I also have needs to which I need the money back. It pays to say what you feel and just be honest.

I have had this problem recently and even though they have now paid the bulk back I am still owed £45 but don't expect to see it for I will, neither a borrower or lender be. I would politely request that you would like the money back and say if they can't afford to pay all back at once some would be appreciated or they could pay back in instalments as you now need it. Why should you feel uncomfortable it should be them feeling this way especially as they have mentioned that they are aware they still owe it. Good luck, hope you get it back. Ellie :D

I'm sorry to say if you want your money back it seems like asking for it is the only way to go about it at this point. A close friend would have already given it back without having to ask for it.

I dont like to ask for money if i had lent it to someone. My good friends never ask me to lend money even if hey ar in need and even if i lend it to someone then i will never ask him to give back. If that person is talking about the bprowed money that means that he intends to give it back. if it wasnot so than he would never remind you of it. I think you should leave it up to him and have faith on him

I once lent a close friend a substantial amount of money. That is the last time I'd ever lend anyone any money without any agreement. He never paid me back at all. We could meet each week and he never even bother to remind himself or me that there is this outstanding loan. Friends, if you need to lend money to anyone, whether family or friend, remember the risk you are taking. Just be prepared to lose it.

Never ask from any borrowers

I feel sometimes one has to make tough decisions in life . In your case;you would have to ask for the money back from that person.Afterall;you have waited so long and that person "should" have given you your money back by now . However,do ask them politely .

if he is not returning your money, then it is his fault choosing not to be your "close friend" anymore. so, just go ahead and ask for the money. don't worry about "friendship" because there's no such kind of things between you...

well i too had these problems..friends thinks we all are one,the things that belongs to us are equally theirs.but in case of money,that should be different.many friends take away money ......but i will a suggestion that to ask in a polite manner to your friend that you are in urgent need of some money and say him to give it to him(don't ask him to give back the money that u gave).he will give you and its better u keep it without returning... if he asks it back,just make him remember the day when he took the money...so........transaction cancelled. money is with u now. well i do this and get back.try this may help in ur case.

Plum, you must nicely, but firmly, request that you be repaid. The fact that you feel uncomfortable speaks to your "giving" character. This person was bold enough to request the funds from you. You must now be bold enough to ask for its return.