Do you give others access to your accounts?
By kbourgerie
@kbourgerie (8780)
United States
March 27, 2008 2:50pm CST
My boyfriend just came home to pick up my atm card to withdraw money. I trust him and know he would never abuse that privilege, but have had other relationships in the past that I wouldn't have dreamed of giving up my card. Do you give your significant other access to your financial accounts? If you do, do you do it willingly, or do you feel obligated to do so, if asked?
17 people like this
59 responses
@maddysmommy (16230)
• United States
27 Mar 08
Yes just my husband. Even though we have separate bank accounts, his one is the main one we use for everything so now that I have taken over our budget I hold the ATM cards. More power to me LOL kidding!
@kbourgerie (8780)
• United States
27 Mar 08
I guess he doesn't mind that you are the primary card holder. Sounds like you guys have a very solid relationship.
1 person likes this
@maddysmommy (16230)
• United States
27 Mar 08
Since I pay all the bills and run around doing all the errands he didn't mind handing over his card - he always tells me its OUR account anyway and I always say then put my name on it if it is LOL
2 people like this
@rhane7315 (5649)
• Philippines
8 May 08
i let my bf keep my atm card all the time and he knows the password of it. i trust him so much and i know that he's not that kind of person who likes to take advantage on some things. i do it willingly since my mom always mess up with my personal things especially my financial accounts
2 people like this
@kbourgerie (8780)
• United States
8 May 08
Its good that you've got someone you can trust in that manner. Hopefully that never changes.
1 person likes this
@wolfie34 (26771)
• United Kingdom
28 Mar 08
One thing I have to say about my ex is that he trusted me implicitly, he was always giving me his account details to draw money out or pay money in etc, mind you he was dyslexic and he used to rely on me to do all his banking etc and help him type in his number in atm machines, so I did have my uses! I guess he relied on me far too much for everything, I could have robbed him, easily but I didn't, no matter how much I hated him I would never take advantage! I may be stupid but I have principles and stealing is not one of them.
2 people like this
@kbourgerie (8780)
• United States
28 Mar 08
No matter what he says about you at least you can hold your head up in regard to your morals and he must at least give you credit for that.
@palonghorn (5479)
• United States
28 Mar 08
I would give him access, not because I feel obligated but because I trust him. He has also given me his debit card, but knew how much I was withdrawing, and he gave me his credit card for a roadtrip ( amount to be put on credit was agreed upon, which was fine with me). And we are not married, we live together and have been for 3 years. We both work, but there are times that I'm out shopping and he needs something or I come up short on my pay, so it's a give and take situation, as it should be.
2 people like this
@kbourgerie (8780)
• United States
28 Mar 08
Sounds like you have a good arrangement. It certainly takes alot of trust.
@ellie333 (21016)
•
27 Mar 08
I have only ever done this in an emergency when I have been ill but needed to have cash but was unable to go myself and on these occassions it has been either my children or a partner. My dad sends me to get his shopping using his card and gives me his pin and I always get a print out and receipt for him. I would not trust just anybody but immediate family or a partner who I can trust with money, but like you there have been some in the past I wouldn't have trusted at all in this way. Ellie :D
@kbourgerie (8780)
• United States
27 Mar 08
This is the first time I have let my boyfriend use my ATM, but he already called to let me know, exactly what he spent and how much was left. I really appreciated him taking the time.
1 person likes this
@kbourgerie (8780)
• United States
27 Mar 08
I'm the kind of person that trusts someone until they give me a reason not to. Perhaps I'm to naive.
1 person likes this
@gabs8513 (48686)
• United Kingdom
28 Mar 08
Mooch I trust this Man totally I also trust my Children with it as they used to go to the Bank for me quite a bit
I have more Acquaintances ofline then Friends but that is me I have been kicked so many times by "Friends" I find it hard to trust now
But I have some Friends that I met on line and that are now my Of Line to as we have met
I phone a lot of my Online Friends to so we have developed a more of line Friend ship even though we have not met because of that big Ocean between us lol but I trust them
Hugs
@kbourgerie (8780)
• United States
27 Mar 08
Thats good that your relationship is healthy enough to feel the way that you do.
1 person likes this
@Cajunhellcat (2073)
• United States
2 Apr 08
The only perosn that has all that info is my daughter in law in case something happens to me. She is the only one I can trust
2 people like this
@Aussies2007 (5336)
• Australia
27 Mar 08
That would pretty much depend if I trust the person I am with.
And you know what they say...
"You cannot love someone that you cannot trust".
Then again... love is blind
And you should not trust someone just because you love them.
So it pretty much comes down to putting trust before love. And if you are not blinded by love... you will know if you can trust someone.
However... you still need to think about the future...
If you break up... don't forget to change your access code to your bank account before he can empty it. By law... you are not supposed to give your pin number to anyone.
What if he is careless with it... and it falls into someone else hands?
@kbourgerie (8780)
• United States
27 Mar 08
My boyfriend is very uptight about personal information. He's always looking into scams, security issues on the computer and the like, so I think he would take having my pin very seriously, but don't worry if we were ever to break up, I would definitely change my pin.
@sherrir101 (3670)
• Malinta, Ohio
27 Mar 08
I trust my boyfriend/husband with everything that I own. He has 24/7 access to my accounts and all. "Like, I have alot." In turn, he has trusted me with all of his accounts also.
I have also been burnt in past relationships in the money department. Bruce knows that I don't have didley and he accepts that. Unlike others in the past.
@kbourgerie (8780)
• United States
27 Mar 08
Yes, I don't have alot either. Its not like he would get away with a fortune, thats for sure!
@ersmommy1 (12588)
• United States
27 Mar 08
My hubby has access to mine. I trust my husband. So it isn't an issue. I do find sometimes that my account is off. Not because he has taken anything out. But put money in. I was in a similar relationship as you. One where I never dreamed of letting loose with any info. That is a terrible feeling. My relationship now is much better. I like the feeling. Very honest.
@kbourgerie (8780)
• United States
27 Mar 08
Thats cool. If you can't trust your partner with money, you really could have some issues. I'm glad yours is honest and how nice of him to put money in for you.
@sweetcake1369 (210)
• United States
27 Mar 08
My boyfriend and I have access to eachothers accounts. But always ask or let the other one know whether we made a deposit or withdrawal. When we were first together though, NO WAY. I think we were together at least a year before we started doing that. This is now 8 years later.
1 person likes this
@kbourgerie (8780)
• United States
27 Mar 08
8 years is a long time. Congratulations. I think its healthy to let one another have access, but I think you are right in letting one another know what is going on with those accounts. I certainly wouldn't want my boyfriend to take anything out without telling me.
@sweetcake1369 (210)
• United States
27 Mar 08
Thanks. But not only taking out money but depositing as well. You have to know exactly what there to pay the bills.
1 person likes this
@Linda4ualways (2282)
• United States
27 Mar 08
I do not give up my atm card to my significant other. Now my ex-fiance decided upon himself to take my atm card and take nearly $400 out of my account ($8.09 to be exact)which made me kick his azz out of my house but to each his/her own. Just be careful and the ones we feel we can trust sometimes end up being the pigs.
1 person likes this
@kbourgerie (8780)
• United States
27 Mar 08
I guess we take a chance everytime we offer anyone our trust. Most of the time though I trust someone, until they give me reason not to.
1 person likes this
@Linda4ualways (2282)
• United States
27 Mar 08
I do the same thing because you know, you need to have some kind of trust. How can you have any kind of relationship if there is no trust from the jump. You have to cross me before I don't trust you and once I don't trust you, it's basically done and I have a problem trusting people anyway.
1 person likes this
@p1kef1sh (45681)
•
27 Mar 08
Apart from my own savings accounts I do not have a clue how much money we have. My wife does all our accounts and tells me every now and then if things are going well or not. She often "borrows" my ATM card. She's even managed to lose it once!! That was a real palaver getting it back. I was very grumpy. But I am quite happy for her to look after the financial side of life even though her track record is worse than mine. My bank joke with her that one day they will meet me. She is the one that deposits money etc in my account.
1 person likes this
@kbourgerie (8780)
• United States
27 Mar 08
Sounds like you've got the best of both worlds. Someone to manage your finances and someone to add money to your account. To have such a life. Smile.
@limcyjain (3516)
• India
27 Mar 08
My husband has taught me a few things which he feels that i need to adhere too if i dont want to be defrauded in life. The first among them is that you should be the only person to access your account. Second is that never sign a document before reading it carefully. Even when he asks me to sign some documents and i do it without reading he is angry about it. He immediately points out, please read the document first. So even when i want him to operate my account he wont.
@kbourgerie (8780)
• United States
27 Mar 08
Good advice I am sure. I am often too guilty of not reading documents. I don't want to take the time to read all the fine print and I just pray that one day, I haven't made a mistake in not doing so.
@danishcanadian (28955)
• Canada
15 Apr 08
I don't let anyone have access to my accounts. My accounts are my accounts, and that's all there is to it. I know of some people who share accounts, but my husband and I are not those people. We like to hae our own accounts, and we trust eachother enough to have our own accounts.
1 person likes this
@polachicago (18716)
• United States
28 Mar 08
I don't give anyone my ATM card to use. It is not about trust. I added people to my account and they have own ATM cards. However, they are from my family, not my boyfriend.
He never asked for and he has enough on his own.
@sweetaspie52 (2359)
• United States
28 Mar 08
there is no way I would give anybody access to any of my accounts not even a family member
1 person likes this
@KATRINKA (1624)
• United States
14 May 08
When I was married, my husband had access to my bank account. At first we had a joint account, but we kept incurring so many bounce check fees that I ended up getting my own account. He guilted me into giving him access to my account. After all, we were married, and I should have trusted him. As a result, I never had a penny to my name. I'm in a new relationship, and we keep things separate. I don't know what's in his account nor does he know what's in mine. I will never share my pin number with him. I trust him, but I'm still afraid of getting burned again.
1 person likes this
@meiteoh (416)
• Switzerland
9 May 08
I normally wouldn't give my account number to ANYONE, even my own parents, unless circumstances dictate that I have to.
If I were to ever do so, it would be willingly; I rarely do anything like this out of obligation because it implies that I doubt the person and am "forced" to do otherwise.
My hubby has given me his ATM card to withdraw money but I didn't use it. LOL!
1 person likes this