What to do when a friend treats and you cannot afford to treat?

United States
April 8, 2008 8:01pm CST
I have an older friend who is set financially... has a paid for house, has a steady income and is able to go out to eat a lot, to go on trips, and to do other things that require money. I pay a large apartment rent and I have other bills to pay that she does not and she gets paid more money than I do. She wants me to accompany her to lunch, dinner, etc. and expects me to pay my own way often. I had a coupon entitling us to buy one, get one free so she was kind and paid my portion last week when I was short on funds. I promised to treat her this week after I got my paycheck. My paycheck was less than I hoped it would be and I am now again short on funds through no fault of my own (a car insurance bill, utility bill, etc. that all came due at the beginning of the month) and she will be wanting me to treat her soon. What would you do in a circumstance like this?
6 people like this
23 responses
9 Apr 08
if she is really your friend then she will understand when you tell her the truth. I have a friend like that and I have to tell her sometimes that I cant afford something. I even go as far as to tell her that I dont want to hang out with her that day because I dont have money and I dont want her to pay for anything for me.
2 people like this
• United States
9 Apr 08
It is sometimes wise not to get together when you cannot afford to pay your own way. I have done that too.
1 person likes this
@deeeky (3667)
• Edinburgh, Scotland
9 Apr 08
There are some that like to give even though they know that person cannot give back in money ways. There are other ways though as doing something for them can be helpfull in other ways' Washing thier car now and then. Going to the shop for thier needs. A hand made thank you card.
1 person likes this
• United States
13 Apr 08
You have some good ways of thanking friends... I appreciate them.
@pooh08 (671)
• Vietnam
9 Apr 08
Maybe you don't have enough money now, you'll treat your friends in the future. Sometimes I'm very shame with myself because I didn't have enough money to treat my friends. So I decide I'll treat my friend in other occasion.
2 people like this
• United States
13 Apr 08
That is the case... I know that I have treated and will treat again. Good wishes to you.
@Lakota12 (42600)
• United States
9 Apr 08
fix lunch and have her over!
1 person likes this
• India
9 Apr 08
no, it doesn’t add up to the same and she would still expect a treat from you.
1 person likes this
@Lakota12 (42600)
• United States
9 Apr 08
thanks! Well as she really knows the shape you are in I would think she would appreciate the home cooked meal and to me that would be an ok deal. I know my freinds like to come over to have a meal and just visit we are all more relaxed and enjoy knowing we dont have to give up our table to some one else. and if she is a good friend she will apreciate it.
1 person likes this
• United States
9 Apr 08
That one would get a smiley face if I had those emotes... Oh well. I am though wondering something.... Does a meal cooked by someone count the same as a meal that she paid for at a restaraunt? Or would I end up making one now and still owing her a meal at a restaraunt later?
1 person likes this
@healer (1779)
• India
9 Apr 08
Between friends financial problem does not matter as you both know each other very well and so she knows your status. What matters most is being there when she needs you, if u don't have money just give your precious time which money cannot buy. If i were in your place i will tell her frankly the situation that you are facing at the moment. She will not only understand but your bond becomes stronger when you does not hide anything and leaving your life an open book for her to read. So, its not a big problem tell her frankly what you are going through after all thats what friends are for. Good luck
1 person likes this
@healer (1779)
• India
17 Apr 08
Hey my friend thanks for making it the best response. See you around, take care and happy mylotting.
• United States
13 Apr 08
Your answer touched my heart... being an open book with your friend and strengthening the bond... Very nice!
@YepYep (71)
• Philippines
9 Apr 08
Just tell her the truth im sure she will understand. Does your friend ask for payback what she did for you?I dont think so. Probabbly, she loves to be with you with out thinking of expenses she paid.Just wait the right time then you can treat her back.
1 person likes this
• United States
9 Apr 08
My friend does love my company... that is true yet she has told me that she wants things to be "fair" and does not want to treat without being treated. I do not want to be treated either without treating. It is a bummer that I am now shorted. I will treat her back as soon as possible.
1 person likes this
14 Apr 08
my friend also loves my company she seems so dependent on others for company and I am really her only friend so I think in a way I am giving back to her giving her something she really needs. Money isnt everything. right?
9 Apr 08
I would speak to her about your paycheck and unexpected bills, and say that maybe you could cook her a meal instead? I'm sure she'll be happy to see you and spend some time with you. If she is a real friend then she will understand. It seems that she may not have thought about whether you can afford her lifestyle. If I was you I'd casually mention it when you are chatting that you would love to have more treats but unfortunately your bank balance doesn't allow it. My friends and I love to spend time together and all of us are on very different incomes. What we do is meet up every month- sometimes at each others houses and order a takeaway, or go to a inexpensive place to eat like a Noodle Bar. Then we go to nice places to eat when there is a special occasion. Don't be afraid to speak up if you feel you can't afford things, you should be able to be honest and open with your friends!
• United States
13 Apr 08
Thanks very much for the recommendation... being honest is always the best strategy. It sounds like you and your friends have a lot of fun.
@plumwish07 (4057)
• Indonesia
9 Apr 08
the best thing to do is tell her directly about your apologize, perhaps that you can't treat her back in recent time due to your financial problem. i know its little bit uncomfortable for you to say to her but i think its the best way to do if not, you should be lie to her for many times in order to cover your financial problem. i believe that she can be understand with your reason and won't take treat back as such kind big deal for her remembering that you're her good friend
1 person likes this
• United States
13 Apr 08
I was honest to her and it is okay... We may still get together before I have funds to go out with her but I will cook or we may do one outing on a buy one get one free coupon... I am hoping to get a full time position that pays a lot more than the part-time position I have now. Then, I will not have this issue any longer but will still have to limit outings with this friend as she does have a tendency to like going out too much.
• United States
9 Apr 08
I often have this problem because I don't work full time and have less money as a result. I usually just tell people that I just can't afford to go out and maybe suggest some free alternatives. If she balks at that and stops being your friend, then you know she really wasn't a good friend. All of my friends and family are very understanding about my financial circumstances and have never pressured me to spending money when I can't.
• United States
9 Apr 08
I am like you in not working full-time. I am hoping for a full-time job soon. I think that you are right and that I need to tell her again. She is a good friend and will tolerate it knowing that the inability to treat is not something of my choosing now.
1 person likes this
• India
9 Apr 08
I think you should get out of this cycle and the sooner the better for you. I can relate to your situation completely. Around 10 yrs back, I was just married, without kid, working and life seemed rose all around me. now there were some girls in my office, all good but all in senior positions to me and naturally their paycheck was much heftier than mine. Now they used to hang around together and in all good spirit, included me in their group. We used to go shopping, movies, lunch, new dresses every month and so on. Now it so happened, that gradually I started borrowing from my hubby. One day, he made me sit and very calmly told me to part company with these ladies. I was furious, felt humiliated and sulked for months on end but now I see the truth of his advice. We all have different priorities in life and from your post, I feel that your are the same as mine. We both want solid foundations in life and not fleeting moments of pleasure and for that we will have to cut on these moments coz the bitter truth is that we cant afford them (whatever be the reason). Start avoiding her like I did (it was very difficult for me as I was in the same office and they used to pester me a lot initially. And then when they stopped asking me, I sulked further at the injustice of it all). Make any sort of excuses you can (I even cited stomach problem to avoid a lunch). See you cant expect her to pay for you just because she has more money. Apart from being unfair, it would hurt your self-respect too. So take her to lunch one last time and then start thinking of excuses (you can ask me for some). Gradually she will understand and you will hurt for some time but in the long run, it would benefit you. She is not bad but both of you are not in the same league and that’s not anybody’s fault either but the reality.
1 person likes this
• United States
13 Apr 08
I am sorry that you had to go through that with your friends and your husband. What I intend to do is to get a full time job and pay her back by treating her to lunch etc. when I can... The flip side of getting a new job will be being home a lot less and spending less time with her. I told her about my economic situation... She knows that I will treat her when I can. We have, for a long while now, been doing the buy one get one free coupons. I am not going to cut her out of my life nor am I going to believe that I have to do so. I know that I will be there for her and she will be there for me. I have previously had funds and will have funds again.
@34momma (13882)
• United States
13 Apr 08
be honest with her. let her know you can't go out to eat right now because you are short on money. being honest is always the only way to go. she will understand.
@34momma (13882)
• United States
14 Apr 08
you are most welcome, glad things worked out
• United States
14 Apr 08
I told her and she did understand... Thanks.
1 person likes this
@jillhill (37354)
• United States
9 Apr 08
One of two things....I would either postpone it until after my next paycheck or come right out and tell her. I have friends in the same situation as you and if they just told me it wouldn't be a problem. If you are friends she will understand.
1 person likes this
• United States
9 Apr 08
I now have an excuse for not seeing her... I have a cold and do not wish to share it with her. I will tell her about the situation later I think and offer to cook something for her.
1 person likes this
• Singapore
9 Apr 08
Friendship is not about who can treat and who will treat or who can afford to treat. As long as you are real to your friend, you are sincere and you are unique, definitely, you don't need money to be a good friend. Happy friendship week. Keep posting, Mickey
• United States
13 Apr 08
Hi Mickey, I believe that your comment is correct. Happy Friendship Week to you too!
• India
9 Apr 08
Just tell ur friend the truth. She will surely understand . Tell her that you unexpectedly got some more bills to worry about, so would treat her later. And work hard to get a better paycheck next time and return her treat. do not think that you cannot hang out with friend who earn more money. If they had a problem with you hanging around with them, they would have made it clear, directly or indirectly. I have friends who get more PM than me. But they are never against me joining them whenever we go out. Although we go Dutch, I usually am able to pay for y expenses. bourne
• United States
13 Apr 08
Thanks for the reassuring message. I did indeed tell her and she was fine with it.
9 Apr 08
If you explain that you don't have that much money at the moment I am sure she will udnerstand. If she doesn't, it's obvious that money is far too important to her - possibly more so than your friendship? Something to think about!
1 person likes this
• United States
13 Apr 08
Good insightful comment... In this case, the friendship was more valuable than the money... I did tell her and she was fine about it.
@Sir_bobby88 (8231)
• Singapore
12 Apr 08
Well i think it is ok for true friend to treat you once or twice yea , you can pay back them by doing something that take your effort and true friend will feel your effort yea
• United States
13 Apr 08
Yea you are quite right... I will do something for her that takes a little effort... fix lunch or do something else for her. :)
@maddysmommy (16230)
• United States
9 Apr 08
Tell her straight up that sorry my friend, I can't afford to take you out this week. Infact I really can't afford to dine out as often as we do as I have a few bills to take care of. I'm sure she will understand if she was really a true friend.
• United States
13 Apr 08
She does understand and it is fine.
@crackhead (1826)
• India
14 Apr 08
Well friends are the ones who understand and reciprocate in the way you like it to be. So i guess there is nothing wrong when we cannot afford to treat a friend they can understand the situation and adjust to that. But still we feel bad that we are not able to give a treat to a friend who often treats u. In your case i understand your situation and u might be going through a rough patch , but being your good friend she can understand your situation and she can wait for few more days for the treat. As well as you can just manage the treat to be less expensive so that you don't need to spend too much funds or can just reduce your initial planned budjet and still can manage to give her a good treat.
• United States
14 Apr 08
Yes, she will be able to wait and I can make the treat good for her without being too costly.
@crazed_moma (1054)
• United States
9 Apr 08
Bake some cookies? bring in a casserole? Explain to your friend you're kinda broke right now and can't afford anything till... whenever you CAN afford it... If she's a good firend she'll understand. It doesn't sound like you're making a habit of it.
• United States
13 Apr 08
i honestly do not want to make a habit of it... I will do something for her soon.
@Hatley (163776)
• Garden Grove, California
10 Apr 08
whiteheron If she is a realfriend I would be really honest with her and tell her that you have had a lot of bills that just had to be paid so either the treat will just have to wait or if she really wants your company she will have to pay your way or wait. take her choice. I think she is so secure in her financial picture she is forgetting others are not as well off as she is plus most of us are renters and she forgets about monthly rent payments.Hey how about just going dutch so that neither of you feels that she owes the other a darned thing and if you cannot afford that tell her she will have to wait until you can afford to go dutch. hope I helped a little.
• United States
13 Apr 08
You helped indeed. Thanks for your suggestions.
@Tantum (38)
• Canada
12 Apr 08
If she's a true friend, she's going to know that you can't afford to return the favor, and she won't mind one bit. Be honest with her, a real friend is not going to have a problem with it. When you can afford to, do it, but dont put yourself in a bad position to do so. Cherish your friendship, and find others was to express how much you care for her, maybe just a walk in the park talking will be more than enough for her
• United States
13 Apr 08
You are right... She is a true friend. I did tell her and it is okay with her. She understands that I cannot go out right now but that I will treat her when I am able.