Does your bank give you any methods to do your online banking?
By youless
@youless (112672)
Guangzhou, China
9 responses
@bongkarpasang (1377)
• Indonesia
22 Apr 08
Oh yes, my bank also has some kind of little tool (like a calculator). We call it “key BCA”. :P
Honestly I don’t use it because I rarely need this account to make transaction, mostly only to receive money and when I just need to get some money I would use the ATM. The bank itself is just near, and I only need to walk to the bank when I need it. The bank is near and I still prefer have some offline transaction with them. :P
2 people like this
@kamran12 (5526)
• Pakistan
22 Apr 08
My bankers, both here and in my homeland, provide online banking services, youless! But, one has to pay additional annual fees for this service, it's not too much though. And, One doesn't need any USB key or any other thing to make transaction, that was a new information for me so thank you for bringing it up.
My banker here still provide limited services without fees but it's mainly about checking the account and transferring funds in one's own different accounts. If I pay the fees, I can use full services!
1 person likes this
@4mymak (1793)
• Malaysia
21 Apr 08
hello dear,
why do you need to insert something like that, to do online banking?..
do you need to update, or install a programe on your computer first ??
in our case.. we only need to register with the bank.. they will then assign us a username/password - the password we need to change almost immediately after (for security reasons)...
and then we can get to use our online services..
no gadgets.. no installation of any programe or anything like that...
2 people like this
@youless (112672)
• Guangzhou, China
21 Apr 08
Yes, I have to install it at first. And I have to download the certificate to my USB key so that I can transfer money. By the way, we also have to sign up an account and set password. But it's for checking the bank account only. If I want to transfer money, I have to use this USB key.
1 person likes this
@faith210 (11224)
• Philippines
21 Apr 08
Hi youless! I haven't really taken advantage of the full service of online banking here in our country. The only service I enrolled in my bank is the checking of my balance statement. So, I guess I am not sure if there is such USB key kind of thing that is provided by my bank. All I know is I can transfer funds if I want to by enrolling the service of transferring funds on line in my bank. Just my thoughts dear friend. Take care and have a nice day!
@sutanhartanto (4122)
• Indonesia
21 Apr 08
i need only register to my bank to get their online facility. even i don't need to go to the bank. i can register in ATM using my debit card if i want. then i will get username and password, and after some confirmations i can do online banking. that's all!
2 people like this
@sedel1027 (17846)
• Cupertino, California
21 Apr 08
USB Key? That is different. My bank does offer online banking which I use often.
1 person likes this
@plumwish07 (4057)
• Indonesia
22 Apr 08
in my case, my bank giving me a token or key to generate randomly PIN whenever i want to do online transaction. to get randomly PIN, i should enter my fixed PIN into bank token or key.
i think its used for my secure account in each transaction
1 person likes this