how to make more money?
By only1shi
@only1shi (404)
United States
April 26, 2008 11:13pm CST
i am mostly a stay at home mom to my 8 month old daughter jaylin. i go to work two days out of the week and my husband stays home with our daughter on those days. i knew that returning to work would cut my finances literally in half, but i guess i never thought of what that would really mean.
i've always been a saver, but we've had to cut into our savings a lot since the baby due to medical bills, a car accident and other unforseen happenings. i have a lot less in savings than i would like to admit and we are getting to the point where we will have no money left pretty soon.
my husband's job has cut back his hours because they have been extremely slow this year. so after all of the deductions that they take out, his take home pay and mine are about the same. my job has been trying to get me to come back full time, but this little bit of "extra money" would go towards childcare and therefore cancel itself out.
i can't ask my husband to cut back his hours and jeopardize his career just so that i can go back to work full time. at the same time, daycare would be about $700 a month.
i have tried cutting back on unnecessary spending only to realize that we were already only paying on the essentials as it was. i've thought about selling my car, but that seems like a larger inconvience to try to get by on one car in a big city like houston. besides, i owe more on the stupid thing than its worth.
i'm nearly to my wits end and i don't know how we can get back to where we were before the baby without getting into debt. any advice would be greatly appreciated!
2 people like this
7 responses
@spoiled311 (5500)
• Philippines
27 Apr 08
that is what i am also trying to establish. we want to have a baby already, but so far, we are not yet blessed. so in the meantime, i would like to prepare a work at home scheme. right now, i am posting in forums and working on my blog because i know that eventually my blog will become profitable with paid blogging opportunities. so you may as well start blogging. or if you already have one, try to make it more commercial.
you can go to my profile and check out the link to my blog, poshpost. at least you have the idea. but i am not yet earning much, have to have good page ranking to do that.
good day! hope this helps!
@Lemonjelloyum (317)
• United States
4 Jan 09
You can definitely make extra money online, check out my profile- I have some of best earning sites on there. G/L
@jhl930 (3601)
• United States
27 Apr 08
i could suggest a few things that could work for you, i mean one obviously is trying to find something to do on the computer but i don't really know that you are going to get enough money off of the computer to really amount to anything to be honest...and another thing is if you know someone who is using daycare for their children and their like a friend and if you don't mind watching kids you could like say i'd be willing to watch him/her for less money than your paying the daycare...that could work and people might be more willing to leave their child with you rather than stragers..if they know you
@mikeysmom (2088)
• United States
27 Apr 08
paying for child care is one of the reasons why i did not go back to work after my unemployment ran out 3 years ago. what i have done is do as many online surveys and product tests as i can per day to make extra money. i babysit for a 4 year old but that will be ending soon and i get help where it is available to us which is not much for the middle class. i drive a car that is 7 years old and getting older by the day and i shop at aldi's grocery store to save money and shop at the dollar store etc. we struggle and we do not have the mortgage money for may yet or for our quarterly real estate taxes that are due either. i barely sleep at night because of the stress but i also do all i can to get whatever help we can. i get help with our gas, water and electric bill and we have nj family care medical insurance. it all helps and it is alot of work to apply for and to qualify for but i do it because we need to. even if there was affordable child care i would not want to leave my child with anyone because frankly i do not trust anyone. there are too many freaks out there who hurt kids.
@grammasnook (1871)
• United States
27 Apr 08
I raised 5 children and both my husband and I always worked. I never paid child care. If my husband worked from 7-3 I would work from 4-12 always opposite shifts for awhile. This is something you may have to consider. I would also suggest that you sign up on your local freecycle if you have one there. I have saved tons of money on things that I needed. It is great to get nice quality stuff for free. Just make sure that you both do not work at least one day a week, the same day of course so you can connect as a family unit and do things together. I wish you lots of luck with whatever you are able to do. Have you considered a waitress position? At the right place you can make a couple of hundred in a couple of days.
@OneINTL (3)
• United States
27 Apr 08
I am 19 years old and already a well established entrepreneur. I have helped a lot of individuals just like yourself gain financial freedom.
This is not a get rich quick scheme or anything of the sort, no "sit back and watch the money come in." This a legitimate business with a very low startup cost and the beautiful thing is my job is to help you hit your goals.
I would love to help you anyway I can. I have already achieved financial freedom at such a young age and I am simply trying to help others do the same.
I would love to coach you.
Call me or message me for more information.
3362620326,
I'll be praying for you,
Jonathan
@sid556 (30960)
• United States
27 Apr 08
I was a single mom of 4 and I almost nevr got child support so being frugal was a way of life for me. I did not get cars with car payments. Instead I bought a used car and paid cash each year. sometimes those junk cars lasted much longer than a year. I did not buy anything I did not NEED. In the end, I did fall into some debt but it isn't terrible and I've consolidated and it is almost paid off. it is really hard right now for everyone. Have you considered doing some daycare? there is really good money in it and you'd be able to still be with your children.
