How paranoid are you about computer safety issues?

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Generally speaking, I'm a paranoid person. It makes everyday living a challenge. I am trying to narrow down my worries a bit and I wondered if I am over-cautious about computer safety issues. It all started with some comments I heard here and there. When you are signed into your e-mail, do you click straight from your e-mail over to a website you use daily? or do you sign out first, and then log onto that website? as in; you receive a message in your e-mail that you have a response on mylot? do you click from your e-mail to mylot? Do you stay signed in to your e-mail all day? Do you stay signed into the websites you use everyday? I go so far as to sign out of every website and also close my browser window. I stopped launching from my favorites, unless I know the website is what I call 'clean'. When I use certain websites, my virus program picks up the same spyware and viruses each time. Do you delete all temporary files at the end of the day? What virus and/or spyware program do you use and how confident are you about the security it provides? I use AVG, and I was wondering what other programs people use because my license runs out in a few days. I won't use Norton or McAfee because they mess up computers. When I bought my laptop it came with Norton and I couldn't delete the program! I had to go over to Circuit City and they were able to remove the program. So, am I paranoid about computer safety or not? What safety practices do you use?