How many credit cards do you have in your wallet?

credit card - credit card pic
United States
May 13, 2008 8:12pm CST
For awhile I had tons of credit cards and the crushing debt that goes along with it. Now, I'm pretty much stuck with using debit cards. I like living indoors too much to keep using credit cards. I don't need that headache. At my prime, I had more than ten credit cards. Is that a lot? Anyway, I was wondering how many credit cards you would consider too many? How many credit cards do you have?
6 people like this
15 responses
@newtondak (3946)
• United States
14 May 08
Just one and it only has a $350 limit. We pay off each month whatever we put on it. Especially with the direction the economy is taking, I don't feel comfortable carrying a lot of debt.
• United States
14 May 08
That's very smart! I wish I had done that, too.
1 person likes this
@youless (112483)
• Guangzhou, China
14 May 08
I have two credit cards in my wallet now. But basically I just use one of them as it's much more convenient for me to pay online. I don't want more credit cards today as it's not necessary. I love China
1 person likes this
@carlaabt (3504)
• United States
1 Jul 08
I have two debit cards, one for each of my checking accounts. I also have 2 regular credit cards. One of them is emergency only, and the other one is used on a pretty regular basis, but paid off each month. We also have two different store cards, but both are only used when they are offering a no interest, same as cash period. Then we buy the bigger stuff we need, and pay them off before they start accruing interest. Aside from that, I also generally have at least 2 or 3 prepaid cards in my wallet. My husband and I both belong to a website that pays in giftcards, including prepaid Visas.
@joimarquez (1836)
• United States
14 May 08
fuel - gas..fuel meter...
i have 7 credit cards....and its all maxed out because of gas....
1 person likes this
• United States
14 May 08
I am glad to say that I only have a debit card. I don't want to get a credit card just yet. I would like to know I have the money to pay it first.
1 person likes this
@dwiwin (101)
• Indonesia
1 Jul 08
I have 12 cards that need a special walet to keep them..
@biggerb (2024)
• India
22 May 08
I just have one.Having credit cards are very tempting.You tend to spend.I try to restrict the usage as much as I can.I use it only out of dire neccessity.But at times the temptation is always there.
@hezoid (2144)
30 Jun 08
Just the one, and that's only becuase my bank issued me it without ma specifically asking for it. I don't think i ahve ever used it, i prefer to just spend what actual money i have. I'm not sure how many cards i would consider as to many, for me if i had more than a few it would feel like too many because i wouldn't use them anyway!
• Hong Kong
16 Jun 08
At my prime, I got like 3 credit cards but that got me in good trouble! Now I have 2 and I only use 1 for regular purchase and the other one is more for online buying purpose. I think anything more than 1 is too much because if you can have a good budget, why need more than 1 for convenience?
@lilybug (21107)
• United States
30 Jun 08
I don't have any credit cards. I have 3 debit cards though. I used to have credit cards. I was terrible with them.
@Samanthavv (1380)
• United States
17 May 08
One. I had two, but now I have one. I just paid off one credit card $618.59. It felt terrible having to fork all of that money over, but at the same time, it felt great to pay it all off!
@biobio55 (281)
• Indonesia
21 May 08
I have two cards, one is visa and the other one is master card. I always carry both of them in my wallet. The reason I have two, it is for a backup if the other card is being declined. I think more than three, I would consider it, too much to have and to handle.
• Philippines
1 Jul 08
I have 4 cards with me but for past months I been through the hardest times in my life because of credit cards so I decided to stop my 2 cards and only remain 2 cards, 1 for my basic needs and the other one is when I like a gadget and will apply for a 0% interest rate. This days, you have to be a wise buyer in order to be debt free and to be happy.
• Poland
29 Jun 08
I have only one credit card in my wallet. I don't know why some peoples have tons of them. Why? For what? Isn't 3 or 4 enough? Nooo... they have something like 10 or 15... Cheers and happy myloting.
@Bd200789 (2994)
• United States
17 May 08
Just one that I pay off in full every month. I rarely use it.