Marrying for Health Insurance
By dreamy1
@dreamy1 (3811)
United States
May 20, 2008 4:49pm CST
Would you do it? Not everyone marries for love so why not health insurance?
Seven percent of Americans say they or someone in their household decided to tie the knot in the last year so they could receive healthcare benefits, a poll finds.
WASHINGTON -- Some people marry for love, some for companionship, and others for status or money. Now comes another reason to get hitched: health insurance.
In a poll released today, 7% of Americans said they or someone in their household decided to marry in the last year so they could get healthcare benefits via their spouse.
"It's a small number but a powerful result, because it shows how paying for healthcare is reflected not only in family budgets but in life decisions," said Drew E. Altman, president of the Kaiser Family Foundation, which commissioned the survey as part of its regular polling on healthcare.
On a broader scale, the survey found that healthcare costs outranked housing costs, rising food prices and credit card bills as a source of concern. Twenty-eight percent of those surveyed said they had experienced serious problems because of the cost of healthcare, compared with 29% who had problems getting a good job or a raise. Gasoline prices were the top economic worry, with 44% saying they had serious problems keeping up with increases at the pump.
A companion poll also detected an important shift among voters: Independents in particular say they are more concerned about reducing medical costs than about increasing the number of Americans with health insurance.
4 responses
@sherlock27 (913)
• United States
21 May 08
I guess the next time someone proposes to me, the first question from me , before I give them an answer, will be, Do you have health insurance? LOL. I guess if the spouse loses their job, causing no health insurance, that's grounds for divorce????
@palonghorn (5479)
• United States
3 Jun 08
A whole new category for reasons to divorce! LOL Maybe that should be in a pre-nup... must provide health insurance, must stay with job until retirement or automatically agrees to divorce and alimony LOL
@whittby (3072)
• United States
26 May 08
I can understand wanting the health insurance - doing without is miserable - I remember periods of time when we didn't have it and the stress of worrying if you are going to get sick or need a prescrption is terrible. I never qualified for medical assistance - a lot of Americans are in that limbo where they can't get help and can't afford the insurance.
My questions is what happens if the spouse with the health insurance loses his or her job and then there is no insurance. And you are married. Hmm.
@palonghorn (5479)
• United States
3 Jun 08
Why not, if you've been living together anyway. I've married for all the wrong reasons......I thought we were in love LOL ended in divorce everytime, by the way that's 3 divorces. So marrying for insurance sounds like a good reason as any lol. This discussion brings to mind my s/o, we were at the AAA office, getting me coverage for my car, so I'd have roadside service, and the girl said if your husband signs up you can save $40 by getting it for both of you. My s/o said 'I'm not getting married just to save $40'! LOL you should have seen the look on that clerks face! LOL priceless, and left her speechless
@deskue (35)
• United States
20 May 08
Believe me it is cheaper to just find a job with health benefits and marry someone for the right reason. Because in 6 months after you have discovered the huge mistake you just made, you'll probably be single again anyway...with no insurance.