help

i too have similar problems though when people ask me for money, if i really feel that it might not be enough till the next pay, then i'll let them know. it's really awkward but can't help it. i'm also a stay home mom and my hubby usually gives an allowance for like a month. of course, i usually ask him if it's not enough. what i do is when he gives me the allowance, i immediately set aside minimum $50 to save and never use it. i either put it in the bank or continue this for a few months till i have something accummulated. then i use the rest of the money for expenses. i ask my hubby for more if it's not enough. but he doesn't really ask me where i spent and all as i don't really go out by myself and when i do, i let him know. so he more or less knows what i have bought. he's not that fussy about it. he just gives me if i ask. if your hubby asks, let him know what you have spent on, like the basics. and give him an estimation of how much that cost and how much you have left. that way, i feel that he'll be up to date on the house expenses and thus, won't really ask many questions. this is just what i do for myself. i hope this or other suggestions work out for you. best of luck

Oh ive read your post,and with the rsing costs of everything today its so hard to keep pace with everything.But you are going to have to be strong mine...and determined..that the only people that you are in a postion to help at the moment is yourself and your family.Those who ask for money from you just cannot have it,and they will have to understand that.You know the best thing that my help you is to get some jars ..and then use each jar for money to be used for a particular thing.One jar ..money for food..one for kids sweetie money..etc...and stick to it....just be firm..its the only way to help yourself....good luck xx

Try to overcome your desire for spending money and save money as possible. Earning money is a no easy job. So please cherish the harvest. Where there is a will, there is a way. Have a nice day!

I think it is more of simply thinking the needs of your family rather than of others. I am not being selfish, but I guess, it is more important to attend to you family needs, I guess. :)

Hi, I'd suggest that you tell your husband what you have been doing with the money as a first step to solving this problem. It has now become a secret that you keep from your husband. It may make him start bearing you a secret grudge, thinking you're a money-guzzler or something. Next, I know its difficult, but learn to say no! Its one of the points my psychology lecturer gave us in 'Self-care'. You'll run yourself down if you don't. Then, if you are a Christian, you can adopt the 80-10-10 principle. Ten percent of your money goes to God, as your tithe. Ten percent goes into savings, either to your bank account, stocks or bonds, or mutual funds, and then you use the 80 percent. If you decide you want to give 50% of the 80 away, then at least its planned. Then you are in control of your spending and you can make a budget - toiletries, provisions for the kitchen, etc. I hope this all works out. God bless.