I'm about to lose my house

Don't worry one day everything will be alright.I will pray for you to the God.

This is why we need new leadership,everyone is feeling bushonomics where the rich gets richer and the middle class get shafted and everyone else gets poorer or stay at the same level without progress.Sorry that you are having finanical problems but we all are,with the price of everything going up and companies downsizing,going out of business or outsourcing their jobs.I just hope whom ever is elected president that they will do something about our economic system.

Doesn't sound to bad, you have a house (A big one?) a car and a boat, Sell them all, buy a modest house and second hand car. No sweat all the best urban

Oh Cyn this is an awful situation for you! We aren't well off at all and are always worrying about where the money for the next bill is coming from - the first thing we always pay is the mortgage! I wish I could give you some really practical advice that would help but I am afraid I can't. I can , however offer you my love and prayers that tall will work out well! xxx

I forgot to include a link to a way to save on groceries...http://www.angelfoodministries.com/ gives you about $75 of groceries for $30. Really good meat cuts, vegetables, fruits, canned goods. Check them out and see if they are close to you. That will at least allow you to maintain a healthy diet.

I would sale the boat first pay the morgage, keep looking for ajob. If you need to sale the car, just make sure you pay your morgage you need a roof over your head. Just sale any thing that has a high value and keep your home? You can always buy these things again when your back on your feet. Good luck.

The way the economy is going now, we are all pretty much in the same boat. I'm about 2 paycheques away from being where you are. I wish I could offer some sage advise, but, I'm sorry, I wouldn't know what to do. Are there any reletives you could ask for some money till you find something else? I would sell the boat, at least you could eliminate tht debt. I wish you luck.

I am so sorry to hear about your troubles. I wish I could do something but I can't. But if you need to vent, send me a private message and I will listen. Take Care.

I'm so sorry cyntrow! The economy is awful right now. Just pray and ask God to take care of you and your family and He will do it. Just wait upon the Lord and put your trust in Him. He takes care of those who love Him. Hang in there!

Cyn, I know what you're going through because I'm in the same boat - except I don't have a boat...pardon the pun, but a little humor never hurts, right? Our income was never as high as yours but for our area we were doing OK until I was forced out of my job delivering mail because of back and joint problems. The bottom line is I was willing to do my best but the a$$hole postmaster wasn't willing to accept anything but a 110% speedy machine and I couldn't be that anymore. I'm now still awaiting my disability retirement and Social Security disability claims and have no income now so we're struggling on just my husband's income. Meanwhile, because we'd been helping our grown daughter from time to time with her medication - she has Chrohn's disease and one medication she's had to take several times to keep her liver from failing costs over $500 for four pills and isn't covered by insurance - our credit cares are maxed out and our once perfect credit now sucks. Our house is about to go into foreclosure and we're barely hanging onto our van. I understand your need for a personal vent, Hon, because I had the same need! I care for my 91 year old mother and I don't say anything in front of her because I don't want to upset her and we're careful what to say in front of our daughter because she feels responsible, which is crazy, she's not, but what would any parent do, she's our daughter and when someone is already paying over half of their income for medical costs sometimes there isn't an extra $500 laying around. It sucks! There are too many people hurting like we are who have never been in this position before and who aren't freeloaders looking for handouts. Sorry to use your discussion for my own vent, Cyn, but let me close by saying I do feel your pain because it's also my own. Here's hoping for a change of fortunes for both of us! Annie

I know exactly what you are going through, as we are going through the same thing. We can no longer afford our mortgage. It is going up 200 dollars June 1. My partners illness has meant a huge loss of income. We tried talking with the mortgage comany about paying a lesser amount and, well, they basically were rude and very uncaring about our situation. I can't say I blame them, but it dodn't make us feel any better. Millions of Americans are losing their homes and it's way overdue that this government starts helping Americans here at home instead of helping the rest of the world. PEACE

I am sorry. This seems to be happening everywhere. I know it is rough. Maybe sell the boat. That might alleviate some of the pressure.

well first thing is the mortgage. so sell the boat as soon as possible and the truck, use the bus system to get places.put' all the money you can gather into the mortgage so you will have a roof over your head. have a yard sale and if you have any jewelry of value or paintings of value sell them as you need to work on that mortage. as for work take anything you can get. also turn to your nearest relatives for financial help; tell them you do not want to lose your house and see if they'can help you.

Since you have a computer, why not learn to make money from the internet? I know of people who make $2000 a week from it.. I mean it might not be that much but, it would help. Sorry if this post is no help at all.

OMG CYN! thats so shytty!! but really with the way things are goin these days and the cost of living being so insane its not shocking ya know....My husband is concerned that by the end of this yr we might be in trouble finacially too..hopefully we wont but its definately something many of us need to be concerned with... Is there any way you can liquidate any of your assets to get caught up at least? It would by you some time to come up with a game plan ya know..thats always my first course of action - sell sell sell (mind you material things really dont mean that much to me ya know)

Sometimes it helps a lot just to vent. It helps get your thoughts in order. I'm so sorry you're on the verge of losing your house and your other things. I'm socking away everything I can to prevent the same thing happening but that's no guarantee. Let me point out the good things about your situation? You have a husband, you have your health (hopefully?) and it's only money--you can always get more money but you can't get the real things that count in life. You might lose your material things but you have each other and if you have children, you still have them. Things could be worse. You may not be able to see that right now. But I can guarantee that no matter how bad things get, there is someone worse off than you and that means you are blessed. I'll add you to my prayers. You did all the right things and still got shafted, and that's just a horrible thing. Have you called your mortgage company? A state agency that tries to help people in danger of losing their houses? Lord knows, I could be in the same situation in the future. We all can, given this ridiculous economy. Start taking stock of the positive things in your life, difficult as it may be. Use those to any advantage you can and stick together to work through this. It's not the end of the world, it's just a transition. God bless you!

Can you sell the boat and recoup anything, so at least you don't lose it? If it brings in anything at all, it will surely help some. If you are 'upside down' on it, then I'm sorry, I don't agree that you weren't living beyond your means.

Hey cyn, so sorry to hear that you are going through this. I know exactly how you feel. I'm currently in the process of trying to sell my car to pay of credit card debt and just received yet another letter from the bank that holds my mortgage. They have now increased the interest rate to over 10% Hmm, almost wish that I could have a heart attack, cancer or stroke so that my mortgage protection insurance can make the $100,000 trauma payout to me... $100,000 would almost completely wipe out my debts.

I agree with a lot of the people on mylot, but unfortunately the feeling is so draining that the energy to do these things just isn't there. I too am suffering from the economy as my service as a massage therapist is one of the first things people do less. Perhaps if you can muster enough energy to turn it over to someone else to sell everything. I don't normally like services because they take such a big cut, but someone you trust to help you. They can be objective about selling things that overwhelm you when you look at them. You can start with an online garage sale with things you don't mind selling and look for help with the rest. I do believe things will work out, but can we really hold out till the elections and time of recovery?