using them

Philippines
June 1, 2008 2:38am CST
having a debit card or atm card is nice..it comes with alot of benefits..however, having one usually ends one to do some spending spree...i for example have a bedit card but then the problem comes it goes to be handy....especially if you want to swipe it out.i do often find myself finding it hard to resist myself from using it in merchants.
1 response
@underdogtoo (9579)
• Philippines
2 Jun 08
This is what people face, spending sprees and usually the things bought are mostly impulse items which are not really needed. I don't like to do this. It is so easy to overspend and we ultimately pay the price.